Lincoln County property record for 491 Granite Lake Ct, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,426 sqft · built 2016 |
| Lot Size | 0.186 acres (8,102 sqft) |
| Owner | Trust Name on File |
| Last Sale | $390,000 (Dec 2016) |
| Tax Bill | $3,858 (2026) |
| Deeds & Mortgages | Sep 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 3692-63-0040 |
| Primary APN | 3692-63-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,426 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Custom Design |
| Lot Area | 8,102 sqft (0.186 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 274536 |
|---|---|
| Street Address | 491 GRANITE LAKE CT |
| City | DENVER |
| State | NC |
| Zip | 28037-6531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | #128 LT CAROLINA RIDGE |
| Legal Subdivision | CAROLINA RIDGE |
| Legal Lot Number | 128 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 71102 |
491 Granite Lake Ct is owner-occupied and held in a trust since September 2019.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 491 GRANITE LAKE CT, DENVER, NC 28037-6531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2016 · Amount on File |
| Deed Sale | Dec 9, 2016 · Amount on File |
| Deed Document Number | 2016556139 |
| Deed Book / Page | 2633 / 320 |
| Last Transfer Date | Sep 10, 2019 |
| Transfer Doc | 28450212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Sep 10, 2019 |
| Property Address | 491 GRANITE LAKE CT, DENVER, NC 28037-6531 |
| Document Number | 2845212 |
| Book / Page | 002845 / 000212 |
| Instrument Date | Sep 10, 2019 |
| Instrument | 597610 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 491 GRANITE LAKE CT DENVER NC 280376531, DENVER, NC 28037-6531 |
The 2026 property tax bill for 491 Granite Lake Ct was $3,858.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,858.00 | $615,697 (-) Land $75,000 Building $540,697 | $615,697 (-) Land $75,000 Building $540,697 |
| 2025 | $3,858.00 | $615,697 Land $75,000 Building $540,697 | $615,697 Land $75,000 Building $540,697 |
| 2023 | $3,822.00 | $615,697 Land $75,000 Building $540,697 | $615,697 Land $75,000 Building $540,697 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 491 Granite Lake Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 491 Granite Lake Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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