488 48th St Ocean, Marathon, FL 33050 Property Records

Monroe County property record for 488 48th St Ocean, Marathon, FL 33050

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,731 sqft · built 1996
Lot Size0.175 acres (7,625 sqft)
OwnerIndividual Name on File
Last Sale$100 (Aug 2018)
Tax Bill$7,637 (2024)
Deeds & MortgagesJul 2019 Transfer
Aug 2018 Sale
Flood ZoneZone AE (high risk)
APN00324790-000000

Property Details

APN / Parcel Number

Primary APN00324790-000000
Alternative APNs
  • 11663200324790000000
  • 1398713

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,731 sqft Living Area
Gross Area2,355 sqft
1st Floor Area1,507 sqft
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2001
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable
Roof MaterialMetal
Lot Area7,625 sqft (0.175 acres)
View / LotCanal
Garage TypeAttached
Garage Area624 sqft

Exterior Amenities

Pool Area408 sqft
PorchFlorida Room
Porch Area492 sqft
Deck Area560 sqft
Patio Area1,552 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1398713
Street Address488 48TH STREET OCEAN
CityMARATHON
StateFL
Zip33050-2634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUR
Legal DescriptionBK E LT 1 AMD PLAT OF MARAMEADE SUBD KEY VACCA OR446-83/84 OR718-649 OR718-651 OR1239-873T/D OR1337-1313 OR1337-1315 OR1337-1317 OR1337-1319 OR2922-2131/32L/E OR2941-1506D/C OR2975-2261L/E
Legal Range32E
Legal Township66S
Legal Section11
Legal SubdivisionMARAMEADE AMD
Legal BlockE
Legal Lot Number1
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group1
Census Block1033
Census Tract971200

Owner

488 48th St Ocean is owned and occupied by an individual who acquired it in July 2019.

Source: Monroe County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address488 48TH STREET OCEAN, MARATHON, FL 33050-2634
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 20, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2018 · Amount on File
Deed SaleAug 20, 2018 · Amount on File
Prior SaleJan 11, 1995 · Amount on File
Deed Document Number20183083
Deed Book / Page2922 / 2131
Last Transfer DateJul 16, 2019
Transfer Doc0029752261
Record UpdatedJun 8, 2026

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateJul 19, 2019
Property Address488 48TH STREET OCEAN, MARATHON, FL 33050-2634
Document Number0029752261
Book / Page002975 / 002261
Instrument DateJul 16, 2019
Instrument2229320
Transaction TypeTransfer
Record UpdatedJul 30, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address488 48TH STREET OCEAN MARATHON FL 330502634, MARATHON, FL 33050-2634

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 20, 2018
Property Address488 48TH STREET OCEAN, MARATHON, FL 33050-2634
Document Number0029222131
Book / Page002922 / 002131
Instrument DateAug 9, 2018
Instrument2183083
Transaction TypeTransfer
Record UpdatedSep 13, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 51ST STREET OCEAN MARATHON FL 330502659, MARATHON, FL 33050-2659

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$723,380$914,623 Land $536,453 Building $378,170
2024$7,637.00 (+1.65%)
2023$7,513.00 (+1.43%) Senior Citizen's exemption$682,519 (+3%)$958,530 (+17.46%) Land $602,756 Building $355,774
2022$7,407.00 Senior Citizen's exemption$662,640$816,052 Land $429,021 Building $387,031

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 488 48th St Ocean in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 741 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,105 units insured
incl. 364 condo units
Nearby Flood Claims483 (1980–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 312 claims
  • Hurricane Wilma, Oct 2005 · 17 claims
  • Hurricane Georges, Sep 1998 · 130 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 488 48th St Ocean has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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