Monroe County property record for 488 48th St Ocean, Marathon, FL 33050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,731 sqft · built 1996 |
| Lot Size | 0.175 acres (7,625 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100 (Aug 2018) |
| Tax Bill | $7,637 (2024) |
| Deeds & Mortgages | Jul 2019 Transfer Aug 2018 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00324790-000000 |
| Primary APN | 00324790-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,731 sqft Living Area |
| Gross Area | 2,355 sqft |
| 1st Floor Area | 1,507 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,625 sqft (0.175 acres) |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Pool Area | 408 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 492 sqft |
| Deck Area | 560 sqft |
| Patio Area | 1,552 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1398713 |
|---|---|
| Street Address | 488 48TH STREET OCEAN |
| City | MARATHON |
| State | FL |
| Zip | 33050-2634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR |
| Legal Description | BK E LT 1 AMD PLAT OF MARAMEADE SUBD KEY VACCA OR446-83/84 OR718-649 OR718-651 OR1239-873T/D OR1337-1313 OR1337-1315 OR1337-1317 OR1337-1319 OR2922-2131/32L/E OR2941-1506D/C OR2975-2261L/E |
| Legal Range | 32E |
| Legal Township | 66S |
| Legal Section | 11 |
| Legal Subdivision | MARAMEADE AMD |
| Legal Block | E |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | MIDDLE KEYS |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 971200 |
488 48th St Ocean is owned and occupied by an individual who acquired it in July 2019.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 488 48TH STREET OCEAN, MARATHON, FL 33050-2634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 20, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2018 · Amount on File |
| Deed Sale | Aug 20, 2018 · Amount on File |
| Prior Sale | Jan 11, 1995 · Amount on File |
| Deed Document Number | 20183083 |
| Deed Book / Page | 2922 / 2131 |
| Last Transfer Date | Jul 16, 2019 |
| Transfer Doc | 0029752261 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 19, 2019 |
| Property Address | 488 48TH STREET OCEAN, MARATHON, FL 33050-2634 |
| Document Number | 0029752261 |
| Book / Page | 002975 / 002261 |
| Instrument Date | Jul 16, 2019 |
| Instrument | 2229320 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 488 48TH STREET OCEAN MARATHON FL 330502634, MARATHON, FL 33050-2634 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 20, 2018 |
| Property Address | 488 48TH STREET OCEAN, MARATHON, FL 33050-2634 |
| Document Number | 0029222131 |
| Book / Page | 002922 / 002131 |
| Instrument Date | Aug 9, 2018 |
| Instrument | 2183083 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 201 51ST STREET OCEAN MARATHON FL 330502659, MARATHON, FL 33050-2659 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Marathon City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $723,380 | $914,623 Land $536,453 Building $378,170 | |
| 2024 | $7,637.00 (+1.65%) | ||
| 2023 | $7,513.00 (+1.43%) Senior Citizen's exemption | $682,519 (+3%) | $958,530 (+17.46%) Land $602,756 Building $355,774 |
| 2022 | $7,407.00 Senior Citizen's exemption | $662,640 | $816,052 Land $429,021 Building $387,031 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 488 48th St Ocean in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 741 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,105 units insured incl. 364 condo units |
| Nearby Flood Claims | 483 (1980–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 488 48th St Ocean has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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