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  5. 48th St Ocean

442 48th St Ocean, Marathon, FL 33050 Property Records

Monroe County property record for 442 48th St Ocean, Marathon, FL 33050

Property Summary

Property TypeDuplex
Details6 bd · 4 ba · 2,472 sqft · built 1981
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on Record
Last Sale$1,500,000 (Aug 2026)
Tax Bill$11,149 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Aug 2026 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN00324800-000000

Property Details

APN / Parcel Number

Primary APN00324800-000000
Alternative APN
  • 1398721

Interior

Bedrooms6 Beds
Full Baths4 Baths
Units2 Units
Stories3 Stories
Building Area2,472 sqft Living Area
1st Floor Area2,244 sqft
Basement Area228 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2006
Architectural StyleDuplex Single
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable
Roof MaterialMetal
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeCovered
Garage Area748 sqft

Exterior Amenities

PorchOpen Porch
Porch Area676 sqft
Deck Area187 sqft
Patio Area529 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1398721
Street Address442 48TH STREET OCEAN
CityMARATHON
StateFL
Zip33050-2634
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeUR
Legal DescriptionBK E LT 2 AMD PLAT OF MARAMEADE SUBD PB3-185 KEY VACCA OR446-83-84 OR718-649 OR718-651 OR737-7 OR745-755 OR1619-1784 OR1641-2017 OR1642-1215 OR1666-2009 OR2063-929 OR2595-298 OR3112-0684
Legal Range32E
Legal Township66S
Legal Section11
Legal SubdivisionMARAMEADE AMD
Legal BlockE
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group1
Census Block1033
Census Tract971200

Owner

Source: Monroe County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address21200 SW 172ND AVE, MIAMI, FL 33187-4322
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2026Warranty Deed, Transfer · Conventional Mortgage
OCMBC INC
Aug 14, 2026Correction Deed
CLOSING TITLE, CLOSING TEAM
Jul 14, 2021Warranty Deed, Transfer · Conventional Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2026 · Amount on Record
Deed SaleAug 14, 2026 · Amount on Record
Prior SaleJul 14, 2021 · Amount on Record
Deed Document Number20262556684
Deed Book / Page3397 / 2200
Prior Transfer DateAug 12, 2026
Prior Transfer Doc0002556683
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 14, 2026
Property Address442 48TH STREET OCEAN, MARATHON, FL 33050-2634
Document Number0002556684
Book / Page3397 / 2200
Instrument DateAug 13, 2026
Instrument20262556684
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyCLOSING TITLE, CLOSING TEAM

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,060,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21200 SW 172ND AVE, MIAMI, FL 33187-4322

Mortgage

Document Number0002556685,
DateAug 14, 2026
Instrument20262556685
Lender
NameOCMBC INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term481 Months
DueSep 1, 2066
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

August 2026: Correction Deed

Document TypeCorrection Deed
JurisdictionMONROE FL
Recording DateAug 14, 2026
Property Address442 48TH STREET OCEAN, MARATHON, FL 33050-2634
Document Number0002556683
Book / Page3397 / 2198
Instrument DateAug 12, 2026
Instrument20262556683
Record UpdatedAug 31, 2026
Title CompanyCLOSING TITLE, CLOSING TEAM

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address60 BONEFISH AVE, KEY LARGO, FL 33037-4765

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJul 14, 2021
Property Address442 48TH STREET OCEAN, MARATHON, FL 33050-2634
Document Number0031120684
Book / Page3112 / 684
Map ReferenceMB 3 PG 185
Instrument DateApr 29, 2021
Instrument2329959
Transaction TypeTransfer
Record UpdatedJan 23, 2024
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,253.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16647 SW 32 STREET, HOLLYWOOD, FL 33021

Transferred To (Grantee/Buyer)

NameVerified Name
Address442 48TH STREET OCEAN, MARATHON, FL 33050-2634

Mortgage

Document Number0003112686
DateJul 14, 2021
Instrument3112/686
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueMay 1, 2051

Mortgage

Document Number0031120699
DateJul 14, 2021
Book Page3112/699
Instrument2329961
Lender
NameALLIANT CU
TypeCredit Union
AddressCHICAGO, IL 60666
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 13, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,149.00 (-3.89%)$1,045,792 (-8.11%) Land $599,250 Building $446,542$1,045,792 (-8.11%) Land $599,250 Building $446,542
2024$11,600.00 (+0.89%)
2023$11,498.00 (+12.8%)$1,138,094 (+29.4%) Land $669,750 Building $468,344$1,138,094 (+29.4%) Land $669,750 Building $468,344
2022$10,193.00$879,486 Land $387,750 Building $491,736$879,486 Land $387,750 Building $491,736

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 741 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,105 units insured
incl. 364 condo units
Nearby Flood Claims483 (1980–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 312 claims
  • Hurricane Wilma, Oct 2005 · 17 claims
  • Hurricane Georges, Sep 1998 · 130 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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