446 48th St Ocean, Marathon, FL 33050 Property Records

Monroe County property record for 446 48th St Ocean, Marathon, FL 33050

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,056 sqft · built 1983
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on Record
Last Sale	$152,000 (Nov 1993)
Tax Bill	$2,772 (2025)
Deeds & Mortgages	Jun 2022 Transfer Feb 2022 Transfer
Flood Zone	Zone AE (high risk)
APN	`00324820-000000`

Property Details

APN / Parcel Number

Primary APN	`00324820-000000`
Alternative APNs	`11663200324820000000` `1398748`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
View / Lot	Canal
Garage Type	Covered
Garage Area	780 sqft
Porch	Slab
Porch Area	338 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1398748
Street Address	446 48TH STREET OCEAN
City	MARATHON
State	FL
Zip	33050-2634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	AMENDED PLAT OF MARAMEADE SUBD PB3-185 KEY VACCA LOT 4 BLK E & PT VACATED REDORA RD OR151-197/198 OR186-229 OR235-123/124 OR643-63 (SEE MARRIAGE CERT ON FILE) OR884-2095 OR1096-1111D/C OR1134-122 OR1134-123Q/C OR1190-2157 OR1190-2158 OR1281-2452/53 O
Legal Range	32E
Legal Township	66S
Legal Section	11
Legal Subdivision	MARAMEADE AMD
Legal Block	E
Legal Lot Number	4
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	1
Census Block	1033
Census Tract	971200

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 504433, MARATHON, FL 33050-4433
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Correction Deed ACCOMODATION, ACCOMMODATION
Feb 22, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 1993 · Amount on Record
Deed Sale	Nov 24, 1993 · Amount on Record
Prior Sale	Nov 1, 1991 · Amount on Record
Deed Book / Page	1281 / 2454
Last Transfer Date	May 25, 2022
Transfer Doc	0031770277
Record Updated	Sep 20, 2026

June 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONROE FL
Recording Date	Jun 2, 2022
Property Address	446 48TH STREET OCEAN, MARATHON, FL 33050-2634
Document Number	0031770277
Book / Page	3177 / 277
Map Reference	MB 3 PG 185
Instrument Date	May 25, 2022
Instrument	2378112
Record Updated	Jan 23, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 504433, MARATHON, FL 33050-4433

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 504433, MARATHON, FL 33050-4433

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Feb 22, 2022
Property Address	446 48TH STREET OCEAN, MARATHON, FL 33050-2634
Document Number	0031561018
Book / Page	3156 / 1018
Map Reference	MB 3 PG 185
Instrument Date	Feb 22, 2022
Instrument	2362498
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 504433, MARATHON, FL 33050-4433

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Marathon City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,772.00 (-0.65%) Homeowner's exemption Widower's exemption	$292,486 (+5.99%)	$770,679 (-6.04%) Land $599,300 Building $171,379
2024	$2,790.00 (+3.79%)
2023	$2,688.00 (+0.26%) Senior Citizen's exemption	$275,965 (+3%)	$820,249 (+37.46%) Land $669,800 Building $150,449
2022	$2,681.00 Senior Citizen's exemption	$267,928	$596,708 Land $444,200 Building $152,508

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 741 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,105 units insured incl. 364 condo units
Nearby Flood Claims	483 (1980–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 312 claims Hurricane Wilma, Oct 2005 · 17 claims Hurricane Georges, Sep 1998 · 130 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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