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48773 Bay Harbor Dr, Macomb, MI 48044 Property Records

Macomb County property record for 48773 Bay Harbor Dr, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,629 sqft · built 2005
Lot Size0.209 acres (9,104 sqft)
OwnerIndividual Name on Record
Last Sale$290,000 (Jan 2020)
Tax Bill$6,434 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-08-26-101-002

Property Details

APN / Parcel Number

Primary APN20-08-26-101-002
Alternative APN
  • 0826101002

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,629 sqft Living Area
1st Floor Area1,326 sqft
Basement Area1,326 sqft
Unfinished Basement1,326 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2006
Lot Area9,104 sqft (0.209 acres)
Lot Dimensions130 ft deep x 70 ft wide
Garage Area609 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address48773 BAY HARBOR DR
CityMACOMB
StateMI
Zip48044-2306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSYCAMORE ESTATES SUB NO. 1 LOT 2 L. 155 PGS. 64-70
Legal SubdivisionSYCAMORE ESTATES SUB
Legal Lot Number2
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group2
Census Block2026
Census Tract223401

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address48773 BAY HARBOR DR, MACOMB, MI 48044-2306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 30, 2020Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2020 · Amount on Record
Deed SaleJan 30, 2020 · Amount on Record
Prior SaleJun 21, 2005 · Amount on Record
Deed Document Number202012669
Deed Book / Page26485 / 690
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address48773 BAY HARBOR DR, MACOMB, MI 48044-2306
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address48773 BAY HARBOR DR, MACOMB, MI 48044-2306

Mortgage

Document Number2102252058
DateOct 15, 2021
Book Page28090/567
Instrument202102252058
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2036

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateJan 30, 2020
Property Address48773 BAY HARBOR DR, MACOMB, MI 48044-2306
Document Number0000012669
Book / Page026485 / 000690
Instrument DateJan 14, 2020
Instrument12669
Transaction TypeTransfer
Record UpdatedFeb 24, 2020
Title CompanyREPUTATION FIRST TITLE AGENCY, REPUTATION FIRST TITLE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,494.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address48582 AMBER LANE DR SHELBY TOWNSHIP MI 483154112, SHELBY TOWNSHIP, MI 48315-4112

Mortgage

Document Number7070
DateJan 30, 2020
Book Page026460/000659
Instrument7070
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJan 29, 2035

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$248,100 (+23.31%)$496,200 (+23.31%)
2025$6,434.00 (+13.16%)
2023$201,200$402,400
2022$5,686.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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