48689 Bay Harbor Dr, Macomb, MI 48044 Property Records

Macomb County property record for 48689 Bay Harbor Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,350 sqft · built 2005
Lot Size	0.269 acres (11,718 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Jul 2021)
Tax Bill	$7,682 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-26-122-001`

Property Details

APN / Parcel Number

Primary APN	`20-08-26-122-001`
Alternative APN	`0826122001`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,350 sqft Living Area
1st Floor Area	1,679 sqft
Basement Area	1,679 sqft
Unfinished Basement	1,679 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Lot Area	11,718 sqft (0.269 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Area	614 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48689 BAY HARBOR DR
City	MACOMB
State	MI
Zip	48044-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SYCAMORE ESTATES SUB NO. 1 LOT 76 L. 155 PGS. 64-70
Legal Subdivision	SYCAMORE ESTATES SUB
Legal Lot Number	76
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2019
Census Tract	223401

Owner

Source: Macomb County assessment roll, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	48689 BAY HARBOR DR, MACOMB, MI 48044-2305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
May 23, 2018	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	May 23, 2018 · Amount on Record
Deed Document Number	20212216651
Deed Book / Page	27895 / 804
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 30, 2021
Property Address	48689 BAY HARBOR DR, MACOMB, MI 48044-2305
Document Number	2102216651
Book / Page	27895 / 804
Map Reference	LB 155 PG 64-70
Instrument Date	Jul 7, 2021
Instrument	202102216651
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,042.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48689 BAY HARBOR DR, 48689, MACOMB, MI 48044-2305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 TALL OAKS CT APT 21, 21, AUBURN HILLS, MI 48326-4166

Mortgage

Document Number	2102216652
Date	Jul 30, 2021
Instrument	202102216652

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	May 23, 2018
Property Address	48689 BAY HARBOR DR, MACOMB, MI 48044-2305
Document Number	0000059547
Book / Page	25377 / 280
Map Reference	LB 155 PG 64-70
Instrument Date	May 14, 2018
Instrument	8059547
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,268.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3887 JOHN R RD, TROY, MI 48083-5687

Mortgage

Document Number	0000059548
Date	May 23, 2018
Instrument	8059548

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,000 (+24.14%)	$576,000 (+24.14%)
2025	$7,682.00 (+9.17%)
2023		$232,000	$464,000
2022	$7,037.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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