48700 Bay Harbor Dr, Macomb, MI 48044 Property Records

Macomb County property record for 48700 Bay Harbor Dr, Macomb, MI 48044 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2006
Square Footage3,376 sqft Living Area
Lot Size8,843 sqft (0.203 acres)
OccupancyOwner Occupied
Last Sale$106,000 (2005)
Tax Bill$5,619.00 (2025)

Property Details

APN / Parcel Number

Primary APN20-08-26-102-007
Alternative APN
  • 0826102007

Interior

Bedrooms4 Beds
Full Baths4 Baths
Partial Baths2 Partial Baths
Building Area3,376 sqft Living Area
1st Floor1,679 sqft 1st Floor
Basement Area1,679 sqft Basement
Unfinished Basement1,679 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2006
Lot Area8,843 sqft (0.203 acres)
Depth X Width121 ft x 73 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area614 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address48700 BAY HARBOR DR
CityMACOMB
StateMI
Zip48044-2304
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSYCAMORE ESTATES SUB NO. 1 LOT 63 L. 155 PGS. 64-70
Legal SubdivisionSYCAMORE ESTATES SUB
Legal Lot Number63
JurisdictionMACOMB MI
Minor Civil DivisionMACOMB
Census Blockgroup2
Census Block2021
Census Tract223401

Owner

Source: Macomb County records · APN 20-08-26-102-007

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address48700 BAY HARBOR DR, MACOMB, MI 48044-2304
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2022Deed of Trust, Mortgage · Line of Credit
DFCU FINANCIAL
Mar 17, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
DFCU FINANCIAL
Jul 05, 2017Loan Modification, Mortgage · Line of Credit
COMERICA BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 14, 2005 · Amount on Record
Deed SaleNov 14, 2005 · Amount on Record
Deed Doc Number20055207005
Deed Book / Page17334 / 72
Last Transfer DateMar 08, 2022
Transfer Doc0000034626
Record RefreshedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address48700 BAY HARBOR DR, MACOMB, MI 48044-2304
Transaction TypeMortgage
Record UpdatedOct 07, 2022
Title CompanyDFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address48700 BAY HARBOR DR, MACOMB, MI 48044-2304

Mortgage

Document Number2200110076
DateSep 21, 2022
Book Page28821/939
Instrument202200110076
Lender
NameDFCU FINANCIAL
TypeCredit Union
AddressDEARBORN, MI 48126
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 20, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACOMB MI
Recording DateMar 17, 2022
Property Address48700 BAY HARBOR DR, MACOMB, MI 48044-2304
Document Number2200034626
Book / Page28492 / 489
Map ReferenceLB 155 PG 64
Instrument DateMar 08, 2022
Instrument202200034626
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyDFCU TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address48700 BAY HARBOR DR, MACOMB, MI 48044-2304

Mortgage

Document Number2200034627
DateMar 17, 2022
Instrument202200034627
Lender
NameDFCU FINANCIAL
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateApr 01, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change8.75%
IndexOther
Margin3
Max Rate8.75%

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMACOMB MI
Property Address48700 BAY HARBOR DR, MACOMB, MI 48044-2304
Document Number0000121734
Book / Page024993 / 000862
Instrument DateJul 05, 2017
Transaction TypeMortgage
Record UpdatedNov 14, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address48700 BAY HARBOR DR MACOMB MI 480442304, MACOMB, MI 48044-2304

Mortgage

Document Number0000121734
DateOct 11, 2017
Book Page024993/000862
Instrument121734
Lender
NameCOMERICA BK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 10, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$290,700 (+24.98%)$581,400 (+24.98%)
2025$5,619.00 (+13.17%)
2023$232,600$465,200
2022$4,965.00

Flood & Wildfire

48700 Bay Harbor Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Macomb County (26099C), updated October 4, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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