Santa Rosa County property record for 4872 Spears St, Pace, FL 32571 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2016 |
| Square Footage | 2,113 sqft Heated Area |
| Lot Size | 12,240 sqft (0.28 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $377,500 (2022) |
| Tax Bill | $3,380.00 (2024) |
| Primary APN | 11-1N-29-5243-00A00-0160 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,113 sqft Heated Area |
| Gross Area | 2,738 sqft Gross Area |
| 1st Floor | 2,554 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 12,240 sqft (0.28 acres) |
| Depth X Width | 1,460 ft x 840 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 441 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 1 sqft Shed |
| Porch | Enclosed Porch |
| Porch Area | 184 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 111N29524300A000160 |
|---|---|
| Street Address | 4872 SPEARS ST |
| City | PACE |
| State | FL |
| Zip | 32571-1440 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPENCER RIDGE WEST LOT 16 BLK A AS DES IN OR 4352 PG 1146 |
| Legal Range | 29W |
| Legal Township | 01N |
| Legal Section | 11 |
| Legal Subdivision | SPENCER RIDGE WEST |
| Legal Block | A |
| Legal Lot Number | 16 |
| Jurisdiction | SANTA ROSA FL |
| Minor Civil Division | PACE |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 10704 |
Source: Santa Rosa County records · APN 11-1N-29-5243-00A00-0160
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4872 SPEARS ST, PACE, FL 32571-1440 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Sep 02, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FLAGSTAR BANK FSB |
| Sep 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERS FIRST CREDIT UNION OF FLORIDA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 16, 2022 · Amount on Record |
| Deed Sale | Dec 16, 2022 · Amount on Record |
| Prior Sale | Apr 25, 2016 · Amount on Record |
| Deed Doc Number | 202268475 |
| Deed Book / Page | 4352 / 1146 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 16, 2022 |
| Property Address | 4872 SPEARS ST, PACE, FL 32571-1440 |
| Document Number | 0043521146 |
| Book / Page | 4352 / 1146 |
| Map Reference | MB 10 PG 46 |
| Instrument Date | Dec 09, 2022 |
| Instrument | 202268475 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2023 |
| Title Company | SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,642.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4960 HIGHWAY 90194, PACE, FL 32571 |
| Name | Verified Name |
|---|---|
| Address | 4872 SPEARS ST, PACE, FL 32571-1440 |
| Document Number | 0043521148 |
|---|---|
| Date | Dec 16, 2022 |
| Instrument | 4352/1148 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4872 SPEARS ST, PACE, FL 32571-1440 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 4872 SPEARS ST, PACE, FL 32571-1440 |
| Document Number | 0039990229 |
|---|---|
| Date | Sep 02, 2020 |
| Book Page | 3999/229 |
| Instrument | 202045410 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 308 Months |
| Due | May 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4872 SPEARS ST, PACE, FL 32571-1440 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4872 SPEARKS ST, PACE, FL 32571-1440 |
| Document Number | 0041731162 |
|---|---|
| Date | Sep 03, 2021 |
| Book Page | 4173/1162 |
| Instrument | 202159392 |
| Name | MEMBERS FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32591 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2036 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,380.00 (-2.82%) | $271,574 (+2.24%) Land $45,000 Building $226,574 | $271,574 (+2.24%) Land $45,000 Building $226,574 |
| 2023 | $3,478.00 (+77.18%) Homeowner's exemption | $265,619 (+41.2%) Land $41,000 Building $224,619 | $265,619 (+5.73%) Land $41,000 Building $224,619 |
| 2022 | $1,963.00 Homeowner's exemption | $188,113 | $251,224 Land $33,000 Building $218,224 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 50% of the US · above 20% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 847 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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