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4889 Spears St, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4889 Spears St, Pace, FL 32571 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2015
Square Footage1,976 sqft Living Area
Lot Size11,021 sqft (0.253 acres)
OccupancyOwner Occupied
Last Sale$322,000 (2026)
Tax Bill$3,214.00 (2024)

Property Details

APN / Parcel Number

Primary APN11-1N-29-5243-00C00-0070
Alternative APN
  • N29111524300C000070

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,976 sqft Living Area
Gross Area2,572 sqft Gross Area
1st Floor1,976 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area11,021 sqft (0.253 acres)
Depth X Width130 ft x 85 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area462 sqft Garage
Deck Area1 sqft Deck
Porch Area134 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address4889 SPEARS ST
CityPACE
StateFL
Zip32571-1440
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPENCER RIDGE WEST LOT 7 BLK C AS DES IN OR 4120 PG 489
Legal Range29W
Legal Township1N
Legal Section11
Legal SubdivisionSPENCER RIDGE WEST
Legal BlockC
Legal Lot Number7
JurisdictionSANTA ROSA FL
Minor Civil DivisionPACE
Census Blockgroup3
Census Block3000
Census Tract10704

Owner

Source: Santa Rosa County records · APN 11-1N-29-5243-00C00-0070

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4889 SPEARS ST, MILTON, FL 32571-1440
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 03, 2026Warranty Deed, Transfer · Conventional Mortgage
GULF WINDS FCU
May 19, 2021Warranty Deed, Transfer
SOUTHTRUST LAW AND TITLE INC, SOUTHTRUST LAW & TITLE INC
Jul 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 03, 2026 · Amount on Record
Deed SaleMar 03, 2026 · Amount on Record
Prior SaleMay 19, 2021 · Amount on Record
Deed Doc Number202610432
Deed Book / Page4715 / 402
Record RefreshedJun 08, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 03, 2026
Property Address4889 SPEARS ST, PACE, FL 32571-1440
Document Number0047150402
Book / Page4715 / 402
Map ReferenceMB 10 PG 46
Instrument DateFeb 26, 2026
Instrument202610432
Transaction TypeTransfer
Record UpdatedApr 06, 2026
Title CompanyCLEAR TITLE OF NORTHWEST FL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,254.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1 PEGASUS DR, COLTS NECK, NJ 07722-1490

Transferred To (Grantee/Buyer)

NameVerified Name
Address4889 SPEARS ST, PACE, FL 32571-1440

Mortgage

Document Number0004715404
DateMar 03, 2026
Instrument4715/404
Lender
NameGULF WINDS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2056

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 19, 2021
Property Address4889 SPEARS ST, PACE, FL 32571-1440
Document Number0041200489
Book / Page4120 / 489
Map ReferenceMB 10 PG 46
Instrument DateMay 14, 2021
Instrument202133236
Transaction TypeTransfer
Record UpdatedJul 26, 2021
Title CompanySOUTHTRUST LAW AND TITLE INC, SOUTHTRUST LAW & TITLE INC

Transaction

AmountAmount Recorded
Tax$2,016.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3689 LAUREL LEE BLVD, 3689, MILTON, FL 32571-6861

Transferred To (Grantee/Buyer)

NameVerified Name
Address222 W 14TH ST APT 3N, 3N, NEW YORK, NY 10011-7204

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4889 SPEARS ST, PACE, FL 32571-1440
Document Number0039760207
Instrument DateJul 08, 2020
Transaction TypeMortgage
Record UpdatedAug 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4889 SPEARS ST MILTON FL 325711440, MILTON, FL 32571-1440

Mortgage

Document Number0039760207
DateJul 13, 2020
Book Page003976/000207
Instrument34699
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 12, 2035

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$262,493 (+1.44%) Land $45,000 Building $217,493$262,493 (+1.44%) Land $45,000 Building $217,493
2024$3,214.00 (-2.9%)$258,758 (+2.34%) Land $45,000 Building $213,758$258,758 (+2.34%) Land $45,000 Building $213,758
2023$3,310.00 (+3.15%)$252,838 (+4.07%) Land $41,000 Building $211,838$252,838 (+4.07%) Land $41,000 Building $211,838
2022$3,209.00$242,961$242,961 Land $33,000 Building $209,961

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,020 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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