Santa Rosa County property record for 4860 Spears St, Pace, FL 32571 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2016 |
| Square Footage | 1,996 sqft Living Area |
| Lot Size | 12,240 sqft (0.281 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $350,000 (2025) |
| Tax Bill | $3,362.00 (2025) |
| Primary APN | 11-1N-29-5243-00A00-0140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,996 sqft Living Area |
| Gross Area | 3,214 sqft Gross Area |
| 1st Floor | 1,996 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Wood Shingle Roof |
| Lot Area | 12,240 sqft (0.281 acres) |
| Depth X Width | 146 ft x 84 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 486 sqft Garage |
| Patio Area | 522 sqft Patio |
| Porch Area | 210 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 4860 SPEARS ST |
|---|---|
| City | PACE |
| State | FL |
| Zip | 32571-1440 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPENCER RIDGE WEST LOT 14 BLK A AS DES IN OR 4592 PG 887 |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 11 |
| Legal Subdivision | SPENCER RIDGE WEST |
| Legal Block | A |
| Legal Lot Number | 14 |
| Jurisdiction | SANTA ROSA FL |
| Minor Civil Division | PACE |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 10704 |
Source: Santa Rosa County records · APN 11-1N-29-5243-00A00-0140
Assessment roll updated December 8, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4860 SPEARS ST, MILTON, FL 32571-1440 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Oct 19, 2020 | Warranty Deed, Transfer · Veterans Administration Mortgage EVERETT FINANCIAL INC |
| Feb 13, 2017 | Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage GUARANTY TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 05, 2025 · Amount on Record |
| Deed Sale | Mar 05, 2025 · Amount on Record |
| Prior Sale | Oct 19, 2020 · Amount on Record |
| Deed Doc Number | 20259356 |
| Deed Book / Page | 4592 / 887 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 19, 2020 |
| Property Address | 4860 SPEARS ST, PACE, FL 32571-1440 |
| Document Number | 0040160177 |
| Book / Page | 4016 / 177 |
| Map Reference | MB 10 PG 46 |
| Instrument Date | Oct 06, 2020 |
| Instrument | 202053950 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | SURETY LAND TITLE OF FL LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,817.90 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4860 SPEARS ST, PACE, FL 32571-1440 |
| Document Number | 0004016179 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 4016/179 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Feb 13, 2017 |
| Property Address | 4860 SPEARS ST, PACE, FL 32571-1440 |
| Document Number | 0035980983 |
| Book / Page | 003598 / 000983 |
| Instrument Date | Feb 10, 2017 |
| Instrument | 5612 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 04, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 LISBON CT #102 VIRGINIA BEACH VA 234623191, 102, VIRGINIA BEACH, VA 23462-3191 |
| Document Number | 35980987 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 003598/000987 |
| Instrument | 5613 |
| Name | GUARANTY TR |
|---|---|
| Address | PENSACOLA, FL 32502 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2047 |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,362.00 (+39.33%) | $270,118 (+17.35%) Land $45,000 Building $225,118 | $270,118 (+3.85%) Land $45,000 Building $225,118 |
| 2024 | $2,413.00 (+3.03%) Homeowner's exemption Disabled Person's exemption | $230,174 (+3%) | $260,101 (+2.3%) Land $45,000 Building $215,101 |
| 2023 | $2,342.00 (+2.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $223,470 (+3%) | $254,255 (+3.13%) Land $41,000 Building $213,255 |
| 2022 | $2,278.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $216,961 | $246,531 Land $33,000 Building $213,531 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 50% of the US · above 20% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 847 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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