4871 Harmony Pl, Waterloo, IA 50701 Property Records

Black Hawk County property record for 4871 Harmony Pl, Waterloo, IA 50701

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,024 sqft · built 1978
Lot Size	0.089 acres (3,877 sqft)
Owner	Individual Name on File
Tax Bill	$1,322 (2025)
Deeds & Mortgages	Jan 2019 Refinance
Flood Zone	Zone AE (high risk)
APN	`8813-07-351-115`

Property Details

APN / Parcel Number

Primary APN	`8813-07-351-115`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,024 sqft Living Area
1st Floor Area	1,024 sqft
Basement Area	1,024 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Condo/Apartment
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,877 sqft (0.089 acres)
Garage Type	Attached
Garage Area	230 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	40 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4871 HARMONY PL
City	WATERLOO
State	IA
Zip	50701-9294
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SOUTHLAND PARK OF WATERLOO A CONDOMINIUM BLDG 17 UNIT A
Legal Range	13W
Legal Township	88N
Legal Section	07
Legal Subdivision	SOUTHLAND PARK OF WATERLOO
Legal Block	A
Legal Lot Number	17
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1042
Census Tract	3001

Owner

Source: Black Hawk County records · APN 8813-07-351-115

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4871 HARMONY PL, WATERLOO, IA 50701-9294
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4871 HARMONY PL, WATERLOO, IA 50701-9294
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900011673
Date	Jan 29, 2019
Instrument	201900011673

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Feb 01, 2024

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,322.00 Homeowner's exemption	$112,640 (+32.77%) Land $8,720 Building $103,920	$112,640 (+32.77%) Land $8,720 Building $103,920
2024	$1,322.00 (-16.43%)
2023		$84,840 (+4.9%) Land $8,720 Building $76,120	$84,840 (+4.9%) Land $8,720 Building $76,120
2022	$1,582.00 Homeowner's exemption	$80,880 Land $5,820 Building $75,060
2021			$80,880 Land $5,820 Building $75,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Waterloo Telecommunications Utility Fiber	10,000 / 10,000
Metronet Holdings Fiber	5,120 / 5,120
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130

May also be available: AMG Technology Investment Group.

Based on FCC filings for 118 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WATERLOO WATER WORKS serves 69,504 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.