4868 Harmony Pl, Waterloo, IA 50701 Property Records

Black Hawk County property record for 4868 Harmony Pl, Waterloo, IA 50701 · Last verified June 2026

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,058 sqft · built 1978
Lot Size	0.085 acres (3,688 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Sep 2009)
Tax Bill	$1,604 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`8813-07-351-070`

Property Details

APN / Parcel Number

Primary APN	`8813-07-351-070`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,058 sqft Living Area
1st Floor Area	690 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Condo/Apartment
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,688 sqft (0.085 acres)
Garage Type	Attached
Garage Area	368 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4868 HARMONY PL
City	WATERLOO
State	IA
Zip	50701-9294
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SOUTHLAND PARK OF WATERLOO A CONDOMINIUM BLDG 5 UNIT D
Legal Range	13W
Legal Township	88N
Legal Section	07
Legal Subdivision	SOUTHLAND PARK OF WATERLOO
Legal Block	D
Legal Lot Number	5
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1042
Census Tract	3001

Owner

Source: Black Hawk County records · APN 8813-07-351-070

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4918 FOSTORIA DR, WATERLOO, IA 50701-9216
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 04, 2009 · Amount on Record
Deed Sale	Sep 04, 2009 · Amount on Record
Deed Document Number	20092010004889
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4868 HARMONY PL, WATERLOO, IA 50701-9294
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000017900
Date	Apr 16, 2020
Instrument	202000017900

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,604.00	$97,960 (+32.41%) Land $8,300 Building $89,660	$97,960 (+32.41%) Land $8,300 Building $89,660
2024	$1,604.00 (+2.69%)
2023		$73,980 (+4.04%) Land $8,300 Building $65,680	$73,980 (+4.04%) Land $8,300 Building $65,680
2022	$1,562.00	$71,110 Land $5,530 Building $65,580
2021			$71,110 Land $5,530 Building $65,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130030011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 21 individual NFIP policies nearby
Nearby Flood Policies	37 units insured (16 under condo master policies) 18 of 21 individual policies on primary residences
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.