Black Hawk County property record for 4864 Harmony Pl, Waterloo, IA 50701 · Last verified July 2026
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 1,058 sqft · built 1978 |
| Lot Size | 0.085 acres (3,688 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (May 2011) |
| Tax Bill | $1,604 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 8813-07-351-074 |
| Primary APN | 8813-07-351-074 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,058 sqft Living Area |
| 1st Floor Area | 690 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 3,688 sqft (0.085 acres) |
| Garage Type | Attached |
| Garage Area | 368 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4864 HARMONY PL |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-9294 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SOUTHLAND PARK OF WATERLOO A CONDOMINIUM BLDG 6 UNIT D |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 07 |
| Legal Subdivision | SOUTHLAND PARK OF WATERLOO |
| Legal Block | D |
| Legal Lot Number | 6 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 3001 |
Source: Black Hawk County records · APN 8813-07-351-074
Assessment roll updated October 17, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4918 FOSTORIA DR, WATERLOO, IA 50701-9216 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 31, 2011 · Amount on Record |
| Deed Sale | May 31, 2011 · Amount on Record |
| Prior Sale | Jul 25, 2006 · Amount on Record |
| Deed Document Number | 201122607 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 4864 HARMONY PL, WATERLOO, IA 50701-9294 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 202000018009 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | 202000018009 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,604.00 | $97,960 (+32.41%) Land $8,300 Building $89,660 | $97,960 (+32.41%) Land $8,300 Building $89,660 |
| 2024 | $1,604.00 (+2.69%) | ||
| 2023 | $73,980 (+4.04%) Land $8,300 Building $65,680 | $73,980 (+4.04%) Land $8,300 Building $65,680 | |
| 2022 | $1,562.00 | $71,110 Land $5,530 Building $65,580 | |
| 2021 | $71,110 Land $5,530 Building $65,580 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130030011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 21 individual NFIP policies nearby |
| Nearby Flood Policies | 37 units insured 16 under condo master policies |
| Nearby Flood Claims | 2 (1985–2020) |
| Most Recent Claim | Jun 2020, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 118 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Waterloo Telecommunications Utility | Fiber | 10,000 / 10,000 |
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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