4870 American River Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 4870 American River Dr, Carmichael, CA 95608

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2 ba · 1,820 sqft · built 1984
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Company Names on Record
Last Sale	$720,000 (Nov 2023)
Tax Bill	$8,954 (2025)
Deeds & Mortgages	Nov 2023 Sale Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`292-0500-057-0000`

Property Details

APN / Parcel Number

Primary APN	`292-0500-057-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
1st Floor Area	1,820 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	L-Shape
Exterior Material	Wood Shingle
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4870 AMERICAN RIVER DR
City	CARMICHAEL
State	CA
Zip	95608-6275
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	RD-4
Legal Description	WELLINGTON ESTATES 03 RESUB, LOT 3
Legal Subdivision	WELLINGTON ESTATES 03 RESUB
Legal Lot Number	3
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2010
Census Tract	5804

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	4870 AMERICAN RIVER DR, CARMICHAEL, CA 95608-6275
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Grant Deed, Transfer PLACER TITLE COMPANY
Aug 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PVT BK NA
May 30, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2023 · Amount on Record
Deed Sale	Nov 28, 2023 · Amount on Record
Prior Sale	May 30, 2017 · Amount on Record
Deed Book / Page	20231128 / 870
Prior Transfer Date	Nov 22, 2023
Prior Transfer Doc	2023000869
Record Updated	Oct 29, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 28, 2023
Property Address	4870 AMERICAN RIVER DR, CARMICHAEL, CA 95608-6275
Document Number	0000000870
Map Reference	MB 155 MAP 2
Instrument Date	Nov 21, 2023
Instrument	202311280870
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4767 MARLBOROUGH WAY, CARMICHAEL, CA 95608-6244
Investor	Possibly a Property Investor

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4870 AMERICAN RIVER DR, CARMICHAEL, CA 95608-6275
Document Number	1708291694
Instrument Date	Aug 28, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4870 AMERICAN RIVER DR CARMICHAEL CA 956086275, CARMICHAEL, CA 95608-6275

Mortgage

Document Number	1708291694
Date	Aug 29, 2017
Instrument	1708291694

Lender

Name	MORGAN STANLEY PVT BK NA
Type	Bank
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2047

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 30, 2017
Property Address	4870 AMERICAN RIVER DR, CARMICHAEL, CA 95608-6275
Document Number	0000001053
Book / Page	170530 / 001053
Instrument Date	May 26, 2017
Transaction Type	Transfer
Record Updated	Jun 8, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$445.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4882 AMERICAN RIVER DR CARMICHAEL CA 956086275, CARMICHAEL, CA 95608-6275

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$748,983 (+2%) Land $234,090 Building $514,893
2025	$8,954.00 (+0.95%)	$734,298 (+62.53%) Land $229,500 Building $504,798
2024	$8,870.00 (+57.86%)
2023	$5,619.00 (+0.55%)	$451,780 Land $230,073 Building $221,707
2022	$5,588.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 106 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	106 in force
Nearby Flood Claims	9 (1993–2026)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

Nearby Properties on American River Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures