4864 American River Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 4864 American River Dr, Carmichael, CA 95608

Property Summary

Property TypePlanned Unit Development
Details2 bd · 2 ba · 1,761 sqft · built 1984
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$410,000 (Aug 2013)
Tax Bill$6,213 (2025)
Deeds & MortgagesMar 2017 Mortgage
Flood ZoneZone X (reduced by levee)
APN292-0500-055-0000

Property Details

APN / Parcel Number

Primary APN292-0500-055-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,761 sqft Living Area
1st Floor Area1,761 sqft
Bonus RoomBonus Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleL-Shape
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area7,405 sqft (0.17 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4864 AMERICAN RIVER DR
CityCARMICHAEL
StateCA
Zip95608-6275
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeRD-4
Legal DescriptionWELLINGTON ESTATES 03 RESUB, LOT 2
Legal SubdivisionWELLINGTON ESTATES 03 RESUB
Legal Lot Number2
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2010
Census Tract5804

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4864 AMERICAN RIVER DR, CARMICHAEL, CA 95608-6275
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2013 · Amount on Record
Deed SaleAug 16, 2013 · Amount on Record
Prior SaleNov 20, 1997
Deed Book / Page20130816 / 760
Prior Transfer DateNov 6, 1997
Prior Transfer Doc9711000337
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4864 AMERICAN RIVER DR, CARMICHAEL, CA 95608-6275
Document Number0000001182
Book / Page170404 / 001182
Instrument DateMar 30, 2017
Transaction TypeMortgage
Record UpdatedApr 19, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4864 AMERICAN RIVER DR CARMICHAEL CA 956086275, CARMICHAEL, CA 95608-6275

Mortgage

Document Number0000001182
DateApr 4, 2017
Book Page170404/001182
Lender
NameLOANLOCK
AddressLOS ANGELES, CA 90010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 3, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$512,644 (+2%) Land $257,822 Building $254,822
2025$6,213.00 (+0.94%)$502,593 (+4.04%) Land $252,767 Building $249,826
2024$6,155.00 (+2.55%)
2023$6,002.00 (+0.55%)$483,078 Land $242,952 Building $240,126
2022$5,969.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 106 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies106 in force
Nearby Flood Claims9 (1993–2026)
Claims Outside the SFHA2 of 9
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSACRAMENTO SUBURBAN WATER DISTRICT
serves 194,444 people · EPA ID CA3410001
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Succeed.Net.

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