Sacramento County property record for 4822 American River Dr, Carmichael, CA 95608
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 4 ba · 2,846 sqft · built 1970 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $516,500 (Mar 2009) |
| Tax Bill | $8,069 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 292-0443-002-0000 |
| Primary APN | 292-0443-002-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,846 sqft |
| 1st Floor Area | 2,740 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Area | 737 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Pool Area | 14,870 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4822 AMERICAN RIVER DR |
|---|---|
| City | CARMICHAEL |
| State | CA |
| Zip | 95608-6212 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RD-4 |
| Legal Description | DEL DAYO ESTATES 16, LOT 78 |
| Legal Subdivision | DEL DAYO ESTATES 16 |
| Legal Lot Number | 78 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 5804 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4822 AMERICAN RIVER DR, CARMICHAEL, CA 95608-6212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2009 · Amount on Record |
| Deed Sale | Mar 27, 2009 · Amount on Record |
| Prior Sale | Jun 30, 1999 · Amount on Record |
| Deed Book / Page | 20090327 / 1245 |
| Last Transfer Date | Jun 21, 2013 |
| Transfer Doc | 0000000763 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4822 AMERICAN RIVER DR, CARMICHAEL, CA 95608-6212 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4822 AMERICAN RIVER DR, CARMICHAEL, CA 95608-6212 |
| Document Number | 0000001458 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 2022012001458 |
| Name | PIC CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92883 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $678,089 (+2%) Land $304,729 Building $373,360 | |
| 2025 | $8,069.00 (+0.96%) Homeowner's exemption | $664,794 (+4.04%) Land $298,754 Building $366,040 |
| 2024 | $7,992.00 (+2.57%) | |
| 2023 | $7,792.00 (+0.57%) Homeowner's exemption | $638,981 Land $287,154 Building $351,827 |
| 2022 | $7,748.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 106 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 106 in force |
| Nearby Flood Claims | 9 (1993–2026) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Succeed.Net.
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