Clermont County property record for 485 Park Pl, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,068 sqft · built 2005 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,511 (Jun 2021) |
| Tax Bill | $5,052 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Feb 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-32-14A-419 |
| Primary APN | 41-32-14A-419 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,068 sqft Living Area |
| 1st Floor Area | 804 sqft |
| Basement Area | 940 sqft |
| Finished Basement | 720 sqft |
| Unfinished Basement | 220 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 485 PARK PL |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-2374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARK PLACE SECTION 3; LOT 44 |
| Legal Subdivision | PARK PLACE |
| Legal Lot Number | 44 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 41403 |
Source: Clermont County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 485 PARK PL, CINCINNATI, OH 45244-2374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Sep 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Feb 18, 2022 | Intrafamily Transfer, Transfer |
| Jun 9, 2021 | Warranty Deed, Transfer LAWYERS TITLE |
| Oct 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Mar 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage RAPID MORTGAGE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2021 · Amount on Record |
| Deed Sale | Jun 9, 2021 · Amount on Record |
| Prior Sale | Mar 30, 2017 · Amount on Record |
| Deed Document Number | 202118740 |
| Deed Book / Page | 2883 / 2857 |
| Last Transfer Date | Jan 21, 2022 |
| Transfer Doc | 0000005029 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 485 PARK PL, CINCINNATI, OH 45244-2374 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000031127 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 2895/4827 |
| Instrument | 202100031127 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Oct 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 4.75% |
| Index | 1-Year CMT |
| Max Rate | 8.75% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Feb 18, 2022 |
| Property Address | 485 PARK PL, CINCINNATI, OH 45244-2374 |
| Document Number | 0000005029 |
| Book / Page | 2912 / 242 |
| Map Reference | CAB 11 PG 103&104 |
| Instrument Date | Jan 21, 2022 |
| Instrument | 202200005029 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 485 PARK PL, CINCINNATI, OH 45244-2374 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jun 9, 2021 |
| Property Address | 485 PARK PL, CINCINNATI, OH 45244-2374 |
| Document Number | 0000018740 |
| Book / Page | 2883 / 2857 |
| Map Reference | CAB 11 PG 103&104 |
| Instrument Date | May 28, 2021 |
| Instrument | 202100018740 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 485 PARK PL, CINCINNATI, OH 45244-2374 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 485 PARK PL, CINCINNATI, OH 45244-2374 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000023348 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 2820/5777 |
| Instrument | 201900023348 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Mar 30, 2017 |
| Property Address | 485 PARK PL, CINCINNATI, OH 45244-2374 |
| Document Number | 0000007043 |
| Book / Page | 2697 / 1277 |
| Map Reference | PL CAB 11 PG 103-104 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 201700007043 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 485 PARK PL, CINCINNATI, OH 45244-2374 |
| Document Number | 0000007044 |
|---|---|
| Date | Mar 30, 2017 |
| Book Page | 2697/1279 |
| Instrument | 201700007044 |
| Name | RAPID MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45241 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,052.00 (-49.06%) | $99,720 (-) Land $19,010 Building $80,710 | |
| 2024 | $284,900 (-) Land $54,300 Building $230,600 | ||
| 2023 | $9,918.00 (+360.66%) Homeowner's exemption | $99,720 (+42.8%) Land $19,010 Building $80,710 | $284,900 (+42.81%) Land $54,300 Building $230,600 |
| 2022 | $2,153.00 Homeowner's exemption | $69,830 Land $14,700 Building $55,130 | |
| 2020 | $199,500 Land $42,000 Building $157,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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