Clermont County property record for 481 Park Pl, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,508 sqft · built 2004 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (Feb 2024) |
| Tax Bill | $5,591 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Feb 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-32-14A-421 |
| Primary APN | 41-32-14A-421 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,508 sqft Living Area |
| 1st Floor Area | 604 sqft |
| Basement Area | 1,000 sqft |
| Unfinished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 324 sqft |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 481 PARK PL |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-2374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARK PLACE SECTION 3; LOT 46 |
| Legal Subdivision | PARK PLACE |
| Legal Tract | 46 |
| Legal Lot Number | 46 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 41403 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 PARK PLACE ST UNIT 481, 481, CINCINNATI, OH 45244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jan 10, 2023 | Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO |
| Feb 9, 2024 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Jun 6, 2019 | Warranty Deed, Transfer PARKWAY TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2024 · Amount on Record |
| Deed Sale | Feb 9, 2024 · Amount on Record |
| Prior Sale | Jun 6, 2019 · Amount on Record |
| Deed Document Number | 20242367 |
| Deed Book / Page | 2961 / 2733 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 481 PARK PL, CINCINNATI, OH 45244-2374 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 481 PARK PL, CINCINNATI, OH 45244-2374 |
| Document Number | 0000000525 |
|---|---|
| Date | Jan 10, 2023 |
| Book Page | 2936/5540 |
| Instrument | 202300000525 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 3, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Feb 9, 2024 |
| Property Address | 481 PARK PL, CINCINNATI, OH 45244-2374 |
| Document Number | 0000002367 |
| Book / Page | 2961 / 2733 |
| Map Reference | CAB 11 PGS 103 AND 1 |
| Instrument Date | Feb 7, 2024 |
| Instrument | 202400002367 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Title Company | NOT AVAILABLE, RED LETTER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 481 PARK PL, CINCINNATI, OH 45244-2374 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 481 PARK PL, CINCINNATI, OH 45244-2374 |
| Document Number | 0000002368 |
|---|---|
| Date | Feb 9, 2024 |
| Instrument | 202400002368 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Adjustable | Adjustable Rate Rider |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 8.37% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 11.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jun 6, 2019 |
| Property Address | 481 PARK PL, CINCINNATI, OH 45244-2374 |
| Document Number | 0000011611 |
| Book / Page | 002809 / 004342 |
| Instrument Date | May 30, 2019 |
| Instrument | 11611 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2019 |
| Title Company | PARKWAY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,119.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 481 PARK PL CINCINNATI OH 452442374, CINCINNATI, OH 45244-2374 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,591.00 (-49.09%) | $110,430 (-) Land $19,010 Building $91,420 | |
| 2024 | $315,500 (-) Land $54,300 Building $261,200 | ||
| 2023 | $10,983.00 (+146.03%) Homeowner's exemption | $110,430 (+29.35%) Land $19,010 Building $91,420 | $315,500 (+29.36%) Land $54,300 Building $261,200 |
| 2022 | $4,464.00 Homeowner's exemption | $85,370 Land $14,700 Building $70,670 | |
| 2020 | $243,900 Land $42,000 Building $201,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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