487 Mountain View Rd, El Cajon, CA 92021 Property Records

San Diego County property record for 487 Mountain View Rd, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,190 sqft · built 1970
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$830,000 (Apr 2026)
Tax Bill	$1,952 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`401-090-47-00`

Property Details

APN / Parcel Number

Primary APN	`401-090-47-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,190 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	22,651 sqft (0.52 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	487 MOUNTAIN VIEW RD
City	EL CAJON
State	CA
Zip	92021-3849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 35-15-1E POR
Legal Range	01E
Legal Township	15
Legal Section	35
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2021
Census Tract	15502

Owner

487 Mountain View Rd is owned and occupied by an individual who bought it in April 2026.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	487 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3849
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Apr 28, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2026 · Amount on File
Deed Sale	Apr 28, 2026 · Amount on File
Deed Document Number	2026119499
Prior Transfer Date	Mar 9, 2015
Prior Transfer Doc	0000114254
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2026
Property Address	487 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3849
Document Number	0000119500
Instrument Date	Apr 9, 2026
Instrument	2026119500
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	487 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3849

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2026
Property Address	487 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3849
Document Number	0000119499
Instrument Date	Apr 8, 2026
Instrument	2026.119499
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92,213.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	487 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3849

Mortgage

Document Number	0000119501,
Date	Apr 28, 2026
Instrument	2026..119501

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 487 Mountain View Rd was $1,952, up 0.4% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$120,546 (+2%) Land $48,747 Building $71,799
2025	$1,952.00 (+0.36%)	$118,184 Land $47,792 Building $70,392
2024	$1,945.00 (+2.8%)
2023	$1,892.00 (+2.1%)	$113,596 Land $45,937 Building $67,659
2022	$1,853.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 487 Mountain View Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1993–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 487 Mountain View Rd is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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