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481 Merganser Way, Crestview, FL 32539 Property Records

Okaloosa County property record for 481 Merganser Way, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,945 sqft · built 2017
Lot Size0.297 acres (12,960 sqft)
OwnerIndividual Name on Record
Last Sale$475,000 (Jun 2022)
Tax Bill$5,365 (2025)
Deeds & MortgagesJun 2022 Sale
Jun 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-001-063-0621-0

Property Details

APN / Parcel Number

Primary APNC56-001-063-0621-0
Alternative APN
  • 27-3N-23-1000-0000-0610

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,945 sqft Heated Area
Gross Area3,705 sqft
1st Floor Area2,945 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2017
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area12,960 sqft (0.297 acres)
Garage TypeFinished
Garage Area506 sqft
PorchOpen Porch
Porch Area254 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address481 MERGANSER WAY
CityCRESTVIEW
StateFL
Zip32539-6744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDSTONE COMMONS PH I LOT 61
Legal Range23
Legal Township03N
Legal Section27
Legal SubdivisionREDSTONE COMMONS PH 1
Legal Phase1
Legal Lot Number61
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2056
Census Tract20701

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address481 MERGANSER WAY, CRESTVIEW, FL 32539-6744
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2022Warranty Deed, Transfer
BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC
Jun 18, 2019Warranty Deed, Transfer · VA Mortgage
MORTGAGE ONE/SOUTH
Jun 7, 2017Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2022 · Amount on Record
Deed SaleJun 3, 2022 · Amount on Record
Prior SaleJun 18, 2019 · Amount on Record
Deed Document Number3554977
Deed Book / Page3625 / 3368
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 3, 2022
Property Address481 MERGANSER WAY, CRESTVIEW, FL 32539-6744
Document Number0036253368
Book / Page3625 / 3368
Map ReferenceMB 27 PG 5
Instrument DateJun 2, 2022
Instrument3554977
Transaction TypeTransfer
Record UpdatedJun 23, 2022
Title CompanyBRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC

Transaction

AmountAmount Recorded
Tax$3,325.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1431 HIGHWAY 63, 1431, CLINTON, LA 70722-5713

Transferred To (Grantee/Buyer)

NameVerified Name
Address481 MERGANSER WAY, CRESTVIEW, FL 32539-6744

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 18, 2019
Property Address481 MERGANSER WAY, CRESTVIEW, FL 32539-6744
Document Number0034043866
Book / Page003404 / 003866
Instrument DateMay 29, 2019
Instrument3285586
Transaction TypeTransfer
Record UpdatedJul 4, 2019
Title CompanySOUTHTRUST LAW AND TITLE INC, SOUTHTRUST LAW & TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address481 MERGANSER WAY CRESTVIEW FL 325396744, CRESTVIEW, FL 32539-6744

Mortgage

Document Number34043868
DateJun 18, 2019
Book Page003404/003868
Instrument3285587
Lender
NameMORTGAGE ONE/SOUTH
TypeMortgage Company
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 17, 2049

June 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 7, 2017
Property Address481 MERGANSER WAY, CRESTVIEW, FL 32539-6744
Document Number0033024242
Book / Page3302 / 4242
Map ReferenceMB27 PG5-10
Instrument DateJun 1, 2017
Instrument3139489
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address481 MERGANSER WAY, CRESTVIEW, FL 32539-6744

Mortgage

Document Number0003139490
DateJun 7, 2017
Instrument3139490
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,365.00 (-22.28%) Homeowner's exemption Widower's exemption$384,999 (-9.77%) Land $47,235 Building $337,764$384,999 (-9.77%) Land $47,235 Building $337,764
2023$6,903.00 (+65.46%)$426,703 (+43.33%) Land $40,131 Building $386,572$426,703 (+6.67%) Land $40,131 Building $386,572
2022$4,172.00 Homeowner's exemption$297,706$400,022 Land $37,506 Building $362,516

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESTVIEW, CITY OF WATER DEPT.
serves 34,789 people · EPA ID FL1460182
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Fiber		2,000 / 35
Verizon
Fixed Wireless		300 / 20

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