Duval County property record for 487 20th St, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,264 sqft · built 1985 |
| Lot Size | 0.259 acres (11,281 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Jan 2018) |
| Tax Bill | $8,664 (2023) |
| Deeds & Mortgages | Nov 2023 Line of Credit Feb 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 169506-1082 |
| Primary APN | 169506-1082 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,264 sqft Living Area |
| Gross Area | 3,201 sqft |
| 1st Floor Area | 1,160 sqft |
| Upper Floors Area | 1,104 sqft |
| Flooring | Parquet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,281 sqft (0.259 acres) |
| Lot Dimensions | 120 ft deep x 98 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 437 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 487 20TH ST |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-4559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARS-1 |
| Legal Description | 39-94 08-2S-29E SELVA NORTE UNIT ONE LOT 41 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 08 |
| Legal Subdivision | SELVA NORTE UNIT 01 |
| Legal Block | 3 |
| Legal Lot Number | 41 |
| Legal Unit | 1 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 13906 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13803 SCHOONER POINT DR, JACKSONVILLE, FL 32225-5400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2023 | Deed of Trust, Mortgage · Line of Credit SOUTHSTAR BANK SSB |
| Feb 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jul 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Feb 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage CENTERSTATE BANK NA |
| Jul 21, 2020 | Deed of Trust, Mortgage · Line of Credit CENTERSTATE BANK NA |
| Jan 2, 2018 | Warranty Deed, Transfer PONTE VEDRA TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2018 · Amount on Record |
| Deed Sale | Jan 2, 2018 · Amount on Record |
| Deed Document Number | 2018217 |
| Deed Book / Page | 18237 / 499 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 487 20TH ST, ATLANTIC BEACH, FL 32233-4559 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 487 20TH ST, ATLANTIC BCH, FL 32233-4559 |
| Document Number | 0208822380 |
|---|---|
| Date | Nov 29, 2023 |
| Book Page | 20882/2380 |
| Instrument | 2023245159 |
| Name | SOUTHSTAR BANK SSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32224 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 20, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 487 20TH ST, ATLANTIC BEACH, FL 32233-4559 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 487 20TH ST, ATLANTIC BEACH, FL 32233-4559 |
| Document Number | 0201420766 |
|---|---|
| Date | Feb 9, 2022 |
| Book Page | 20142/766 |
| Instrument | 2022040195 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 487 20TH ST, ATLANTIC BEACH, FL 32233-4559 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PONTE VERDA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0184460039 |
|---|---|
| Date | Jul 6, 2018 |
| Book Page | 18446/0039 |
| Instrument | 2018158193 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 487 20TH ST, ATLANTIC BEACH, FL 32233-4559 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0191221580 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 19122/1580 |
| Instrument | 2020048579 |
| Name | CENTERSTATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 487 20TH ST, ATLANTIC BEACH, FL 32233-4559 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0192901329 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 19290/1329 |
| Instrument | 2020153598 |
| Name | CENTERSTATE BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32080 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Due | Jun 12, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jan 2, 2018 |
| Property Address | 487 20TH ST, ATLANTIC BEACH, FL 32233-4559 |
| Document Number | 0182370499 |
| Book / Page | 018237 / 000499 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 217 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2018 |
| Title Company | PONTE VEDRA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,325.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 487 20TH ST JACKSONVILLE FL 322334559, JACKSONVILLE, FL 32233-4559 |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $923,635 (+62.66%) Land $663,541 Building $260,094 | $923,635 (-2.33%) Land $663,541 Building $260,094 | |
| 2025 | Homeowner's exemption Veteran's exemption Widower's exemption | $567,820 (+5.99%) | $945,693 (+37.65%) Land $650,000 Building $295,693 |
| 2023 | $8,664.00 (+7.56%) Homeowner's exemption | $535,746 (+3%) | $687,006 (+5.12%) Land $420,000 Building $267,006 |
| 2022 | $8,055.00 Homeowner's exemption | $520,142 | $653,531 Land $400,000 Building $253,531 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 205 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 310 units insured incl. 105 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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