447 20th St, Atlantic Beach, FL 32233 Property Records

Duval County property record for 447 20th St, Atlantic Beach, FL 32233

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,672 sqft · built 1989
Lot Size0.291 acres (12,676 sqft)
Owner2 Individual Names on Record
Last Sale$750,000 (Feb 2021)
Tax Bill$10,516 (2022)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Nov 2017 Transfer
Flood ZoneZone X (minimal risk)
APN169506-1626

Property Details

APN / Parcel Number

Primary APN169506-1626

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,672 sqft Living Area
Gross Area3,449 sqft
1st Floor Area1,152 sqft
Upper Floors Area1,520 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2000
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,676 sqft (0.291 acres)
Lot Dimensions132 ft deep x 95 ft wide
Garage TypeAttached
Garage Area532 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchFinished/Open Porch
Porch Area166 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address447 20TH ST
CityATLANTIC BEACH
StateFL
Zip32233-4561
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeARS-1
Legal Description40-37 09-2S-29E SELVA NORTE UNIT TWO LOT 68
Legal Range29E
Legal Township02S
Legal Section09
Legal SubdivisionSELVA NORTE UNIT 02
Legal Block3
Legal Lot Number68
Legal Unit2
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group3
Census Block3008
Census Tract13906

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address447 20TH ST, ATLANTIC BEACH, FL 32233-4561
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2021Deed, Transfer · VA Mortgage
NATIONAL BANK OF KANSAS CITY
Nov 2, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2021 · Amount on Record
Deed SaleFeb 23, 2021 · Amount on Record
Deed Document Number202147670
Deed Book / Page19598 / 2442
Prior Transfer DateOct 23, 2017
Prior Transfer Doc0181710033
Record UpdatedOct 29, 2026

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionDUVAL FL
Recording DateFeb 23, 2021
Property Address447 20TH ST, ATLANTIC BEACH, FL 32233-4561
Document Number0195982442
Book / Page19598 / 2442
Map ReferenceMB 40 PG 37&37A
Instrument DateFeb 12, 2021
Instrument2021047670
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyGIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1813 TWELVE OAKS LN W, 1813, NEPTUNE BEACH, FL 32266-3109

Transferred To (Grantee/Buyer)

NameVerified Name
Address447 20TH ST, ATLANTIC BEACH, FL 32233-4561

Mortgage

Document Number0195982444
DateFeb 23, 2021
Instrument19598/2444
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDUVAL FL
Recording DateNov 2, 2017
Property Address447 20TH ST, ATLANTIC BEACH, FL 32233-4561
Document Number0181710033
Book / Page018171 / 000033
Instrument DateOct 2, 2017
Instrument250732
Transaction TypeTransfer
Record UpdatedNov 28, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address447 20TH ST JACKSONVILLE FL 322334561, JACKSONVILLE, FL 32233-4561

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityAtlantic Beach City
CountyDuval County
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$777,468 (+2.7%)$1,100,877 (-3.19%) Land $680,957 Building $419,920
2025Homeowner's exemption Veteran's exemption$757,029 (+10.31%)$1,137,148 (+62.62%) Land $650,000 Building $487,148
2023Homeowner's exemption Veteran's exemption Widower's exemption$686,249 (+3%)$699,254 (+4.95%) Land $420,000 Building $279,254
2022$10,516.00 Homeowner's exemption$666,262 Land $400,000 Building $266,262$666,262 Land $400,000 Building $266,262

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 205 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies310 units insured
incl. 105 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATLANTIC BEACH WATER SYSTEM
serves 23,503 people · EPA ID FL2160200
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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