431 20th St, Atlantic Beach, FL 32233 Property Records

Duval County property record for 431 20th St, Atlantic Beach, FL 32233

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,405 sqft · built 1994
Lot Size	0.31 acres (13,519 sqft)
Owner	2 Individual Names on File
Last Sale	$606,000 (Jan 2017)
Tax Bill	$16,950 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`169506-1630`

Property Details

APN / Parcel Number

Primary APN	`169506-1630`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,405 sqft Living Area
Gross Area	3,162 sqft
1st Floor Area	2,405 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,519 sqft (0.31 acres)
Lot Dimensions	135 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	623 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	134 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	431 20TH ST
City	ATLANTIC BEACH
State	FL
Zip	32233-4561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARS-1
Legal Description	40-37 09-2S-29E SELVA NORTE UNIT TWO LOT 70
Legal Range	29E
Legal Township	02S
Legal Section	09
Legal Subdivision	SELVA NORTE UNIT 02
Legal Block	3
Legal Lot Number	70
Legal Unit	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	3
Census Block	3008
Census Tract	13906

Owner

Source: Duval County records · APN 169506-1630

Assessment roll updated June 3, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5940 SW 79TH ST, SOUTH MIAMI, FL 33143-5122
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 11, 2017 · Amount on Record
Deed Sale	Jan 11, 2017 · Amount on Record
Deed Document Number	20178333
Deed Book / Page	17841 / 545
Prior Transfer Date	Jun 14, 1996
Prior Transfer Doc	0000132159
Record Updated	Sep 20, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jan 11, 2017
Property Address	431 20TH ST, ATLANTIC BEACH, FL 32233-4561
Document Number	0178410545
Book / Page	17841 / 0545
Map Reference	MB 40 PG 37&37A
Instrument Date	Dec 27, 2016
Instrument	2017008333
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	PONTE VEDRA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,242.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1015 ATLANTIC BLVD # 189, 1015, ATLANTIC BEACH, FL 32233-3313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 20TH ST, ATLANTIC BEACH, FL 32233-4561

Mortgage

Document Number	2017008334
Date	Jan 11, 2017
Instrument	2017008334

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2047

Tax Assessment & Valuation

Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Atlantic Beach City
County	Duval County
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$979,254 (-14.73%)	$1,165,666 (+1.5%) Land $651,658 Building $514,008
2025	$16,950.00 (+4.21%)	$1,148,463 (+56.1%) Land $650,000 Building $498,463	$1,148,463 (+56.1%) Land $650,000 Building $498,463
2024	$16,266.00 (+26.3%)
2023	$12,879.00 (+8.95%)	$735,729 (+4.83%) Land $420,000 Building $315,729	$735,729 (+4.83%) Land $420,000 Building $315,729
2022	$11,821.00	$701,832 Land $400,000 Building $301,832	$701,832 Land $400,000 Building $301,832

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Duval County (12031C), as of June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120310139063, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 205 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	310 units insured incl. 105 condo units

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
IQ Fiber Intermediate Holdings Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 382 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL2160200, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ATLANTIC BEACH WATER SYSTEM serves 23,503 people
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.