48692 Pear St, Indio, CA 92201 Property Records

Riverside County property record for 48692 Pear St, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,766 sqft · built 2005
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Company Names on Record
Last Sale	$1,425,000 (Sep 2023)
Tax Bill	$19,609 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jul 2019 Sale + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`602-440-002`

Property Details

APN / Parcel Number

Primary APN	`602-440-002`
Alternative APN	`649840002`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,766 sqft Living Area
Gross Area	3,616 sqft
1st Floor Area	2,766 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	649840002
Street Address	48692 PEAR ST
City	INDIO
State	CA
Zip	92201-8401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1050
Legal Description	.32 ACRES IN LOT 8 MB 353/057 TR 31684
Legal Subdivision	TRACT 31684
Legal Tract	31684
Legal Lot Number	8
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	3
Census Block	3001
Census Tract	45224

Owner

Source: Riverside County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	61545 FARGO LN, BEND, OR 97702-2430
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Grant Deed, Transfer · Conventional Mortgage PROVIDENT SAVINGS BANK FSB
Jul 19, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Mar 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage ACOPIA
Mar 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage ACOPIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Jul 19, 2019 · Amount on Record
Deed Document Number	2023260900
Prior Transfer Date	Jul 8, 2019
Prior Transfer Doc	0000268816
Record Updated	Oct 29, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 1, 2023
Property Address	48692 PEAR ST, INDIO, CA 92201-8401
Document Number	0000260900
Map Reference	MB 353 PG 57-64
Instrument Date	Aug 18, 2023
Instrument	2023-0260900
Transaction Type	Transfer
Record Updated	Sep 13, 2023
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	61545 FARGO LN, BEND, OR 97702-2430

Mortgage

Document Number	0000260901
Date	Sep 1, 2023
Instrument	2023-0260901

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 19, 2019
Property Address	48692 PEAR ST, INDIO, CA 92201-8401
Document Number	0000268806
Instrument Date	Jun 25, 2019
Instrument	268806
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$621.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7452 HONDO ST DOWNEY CA 902423304, DOWNEY, CA 90242-3304

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	48692 PEAR ST, INDIO, CA 92201-8401
Document Number	0000104127
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	48692 PEAR ST CHIRIACO SUMMIT CA 922018401, CHIRIACO SUMMIT, CA 92201-8401

Mortgage

Document Number	0000104127
Date	Mar 14, 2017
Instrument	104127

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	48692 PEAR ST, INDIO, CA 92201-8401
Document Number	0000104128
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	48692 PEAR ST CHIRIACO SUMMIT CA 922018401, CHIRIACO SUMMIT, CA 92201-8401

Mortgage

Document Number	0000104128
Date	Mar 14, 2017
Instrument	104128

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 13, 2037

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Coachella Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,456,558 (+2%) Land $436,969 Building $1,019,589
2025	$19,609.00 (+107.24%)	$1,427,999 (+122.87%) Land $428,401 Building $999,598
2023	$9,462.00 (+1.55%)	$640,731 Land $178,174 Building $462,557
2022	$9,318.00
2021			$633,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile.

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