48656 Pear St, Indio, CA 92201 Property Records

Riverside County property record for 48656 Pear St, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,766 sqft · built 2005
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Company Names on Record
Last Sale	$625,000 (Jan 2020)
Tax Bill	$10,001 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Sep 2022 Transfer + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`602-440-003`

Property Details

APN / Parcel Number

Primary APN	`602-440-003`
Alternative APN	`649840003`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,766 sqft Living Area
Gross Area	3,616 sqft
1st Floor Area	2,766 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	649840003
Street Address	48656 PEAR ST
City	INDIO
State	CA
Zip	92201-8401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1050
Legal Description	.32 ACRES IN LOT 9 MB 353/057 TR 31684
Legal Subdivision	TRACT NO 31684
Legal Tract	31684
Legal Lot Number	9
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	3
Census Block	3001
Census Tract	45224

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	48656 PEAR ST, INDIO, CA 92201-8401
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed of Trust, Mortgage · Commercial Mortgage GREGG L GIBBONS REVOCABLE TRUST
Sep 16, 2022	Intrafamily Transfer, Transfer
Apr 5, 2022	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Jan 9, 2020	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2020 · Amount on Record
Deed Sale	Jan 9, 2020 · Amount on Record
Prior Sale	Feb 22, 2010 · Amount on Record
Deed Document Number	202011347
Last Transfer Date	Sep 3, 2022
Transfer Doc	0000397395
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	48656 PEAR ST, INDIO, CA 92201-8401
Transaction Type	Mortgage
Record Updated	Feb 9, 2024
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48656 PEAR ST, INDIO, CA 92201-8401

Mortgage

Document Number	0000027110
Date	Jan 30, 2024
Instrument	2024-0027110

Lender

Name	GREGG L GIBBONS REVOCABLE TRUST
Type	Private Party
Address	3313 G ST STE B, MERCED, CA 95340

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 16, 2022
Property Address	48656 PEAR ST, INDIO, CA 92201-8401
Document Number	0000397395
Map Reference	MB 353 PG 57-64
Instrument Date	Sep 3, 2022
Instrument	2022-0397395
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	48656 PEAR ST, INDIO, CA 92201-8401

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	48656 PEAR ST, INDIO, CA 92201-8401
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48656 PEAR ST, INDIO, CA 92201-8401

Mortgage

Document Number	0000162690
Date	Apr 5, 2022
Instrument	2022-0162690

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Change Frequency	Monthly
Index	Prime Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	48656 PEAR ST, INDIO, CA 92201-8401
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48656 PEAR ST, INDIO, CA 92201-8401

Mortgage

Document Number	0000100439
Date	Feb 17, 2021
Instrument	2021-0100439

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 9, 2020
Property Address	48656 PEAR ST, INDIO, CA 92201-8401
Document Number	0000011347
Instrument Date	Dec 11, 2019
Instrument	11347
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$687.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	48656 PEAR ST INDIO CA 922018401, INDIO, CA 92201-8401

Mortgage

Document Number	11348
Date	Jan 9, 2020
Instrument	11348

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Coachella Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$697,193 (+2%) Land $63,581 Building $633,612
2025	$10,001.00 (+4.48%) Homeowner's exemption	$683,524 (+4.04%) Land $62,335 Building $621,189
2023	$9,572.00 (+2.77%) Homeowner's exemption	$656,983 Land $59,915 Building $597,068
2022	$9,314.00
2021			$674,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile.

Nearby Properties on Pear St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures