48622 Pear St, Indio, CA 92201 Property Records

Riverside County property record for 48622 Pear St, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,538 sqft · built 2005
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Feb 2011)
Tax Bill	$7,328 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`602-440-004`

Property Details

APN / Parcel Number

Primary APN	`602-440-004`
Alternative APN	`649840004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,538 sqft Living Area
Gross Area	3,616 sqft
1st Floor Area	2,538 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	708 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	649840004
Street Address	48622 PEAR ST
City	INDIO
State	CA
Zip	92201-8401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1050
Legal Description	.31 ACRES IN LOT 10 MB 353/057 TR 31684
Legal Subdivision	TRACT NO 31684
Legal Tract	31684
Legal Lot Number	10
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	3
Census Block	3001
Census Tract	45224

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48622 PEAR ST, INDIO, CA 92201-8401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Apr 1, 2024	Intrafamily Transfer, Transfer · Commercial Mortgage ROBERT SULLIVAN
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage KC LENDING GROUP INC
Aug 30, 2021	Deed of Trust, Mortgage · Line of Credit PATELCO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2011 · Amount on Record
Deed Sale	Feb 25, 2011 · Amount on Record
Prior Sale	Feb 25, 2011
Deed Document Number	201188408
Prior Transfer Date	Feb 18, 2011
Prior Transfer Doc	0000088407
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	48622 PEAR ST, INDIO, CA 92201-8401
Transaction Type	Mortgage
Record Updated	Apr 9, 2026
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48622 PEAR ST, INDIO, CA 92201-8401

Mortgage

Document Number	0000094989
Date	Mar 30, 2026
Instrument	2026-0094989

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 1, 2024
Property Address	48622 PEAR ST, INDIO, CA 92201-8401
Document Number	0000093388
Map Reference	MB 353 PG 57-64
Instrument Date	Mar 26, 2024
Instrument	2024-0093388
Transaction Type	Transfer
Record Updated	Apr 15, 2024
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48622 PEAR ST, INDIO, CA 92201-8401

Mortgage

Document Number	0000093389
Date	Apr 1, 2024
Instrument	2024-0093389

Lender

Name	ROBERT SULLIVAN
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	48622 PEAR ST, INDIO, CA 92201-8401
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4826 PEAR ST, INDIO, CA 92201

Mortgage

Document Number	0000514312
Date	Oct 23, 2020
Instrument	2020-0514312

Lender

Name	KC LENDING GROUP INC
Type	Mortgage Company
Address	PALM DESERT, CA 92211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	48622 PEAR ST, INDIO, CA 92201-8401
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48622 PEAR ST, INDIO, CA 92201-8401

Mortgage

Document Number	0000518107
Date	Aug 30, 2021
Instrument	2021-0518107

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 3, 2046

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	4.5%
Index	Other
Max Rate	17%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Coachella Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$495,450 (+2%) Land $135,244 Building $360,206
2025	$7,328.00 (-0.72%)	$485,737 (+4.04%) Land $132,593 Building $353,144
2024	$7,381.00 (+0.48%)
2023	$7,346.00 (+5.71%)	$466,878 Land $127,446 Building $339,432
2022	$6,949.00
2021			$662,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile.

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