48650 Packer Ct, Saint Inigoes, MD 20684 Property Records

St. Mary's County property record for 48650 Packer Ct, Saint Inigoes, MD 20684

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,240 sqft · built 1996
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Jan 2017)
Tax Bill	$4,187 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-040782`

Property Details

APN / Parcel Number

Primary APN	`01-040782`
Alternative APNs	`1040782` `040782`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,240 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	58,370 sqft (1.34 acres)
Garage Type	Mixed
Garage Area	1,060 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Porch	Slab
Porch Area	660 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	040782
Street Address	48650 PACKER CT
City	SAINT INIGOES
State	MD
Zip	20684-3067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 18 PLAT 38/46 TRAPP HALL SUBD
Legal Subdivision	TRAPP HALL SUB
Legal Lot Number	18
Jurisdiction	ST MARY'S MD
Township / Civil Division	1, ST. INIGOES
Census Block Group	2
Census Block	2032
Census Tract	876200

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48650 PACKER CT, SAINT INIGOES, MD 20684-3067
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESID'L MTG
Jan 30, 2017	Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2017 · Amount on Record
Deed Sale	Jan 30, 2017 · Amount on Record
Prior Sale	Dec 29, 2011 · Amount on Record
Deed Document Number	20174577-207
Deed Book / Page	4577 / 207
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	48650 PACKER CT, SAINT INIGOES, MD 20684-3067
Document Number	0053880326
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	TRI-COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	48650 PACKER CT ST INIGOES MD 206843067, ST INIGOES, MD 20684-3067

Mortgage

Document Number	0053880326
Date	Jul 1, 2020
Book Page	005388/000326

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 30, 2035

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Jan 30, 2017
Property Address	48650 PACKER CT, SAINT INIGOES, MD 20684-3067
Document Number	0045770207
Book / Page	4577 / 207
Map Reference	LB38 FO46
Instrument Date	Jan 6, 2017
Instrument	4577-207
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	ASPECT TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48650 PACKER CT, SAINT INIGOES, MD 20684-3067

Mortgage

Document Number	4577214
Date	Jan 30, 2017
Instrument	4577-214

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$445,700 (+23.12%) Land $116,700 Building $329,000	$445,700 (+23.12%) Land $116,700 Building $329,000
2025	$4,187.00 (+8.89%) Homeowner's exemption
2023	$3,845.00 Homeowner's exemption	$362,000 Land $116,700 Building $245,300	$362,000 Land $116,700 Building $245,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	27 (1996–2021)
Claims Outside the SFHA	19 of 27
Most Recent Claim	Oct 2021 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 90% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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