48676 Packer Ct, Saint Inigoes, MD 20684 Property Records

St. Mary's County property record for 48676 Packer Ct, Saint Inigoes, MD 20684

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,639 sqft · built 2001
Lot Size	4.93 acres (214,751 sqft)
Owner	Individual Name on Record
Last Sale	$387,000 (May 2018)
Tax Bill	$4,612 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-040634`

Property Details

APN / Parcel Number

Primary APN	`01-040634`
Alternative APNs	`1040634` `040634`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,639 sqft Total Area
Basement Area	1,500 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	214,751 sqft (4.93 acres)
Garage Type	Attached
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	144 sqft
Deck Area	804 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	040634
Street Address	48676 PACKER CT
City	SAINT INIGOES
State	MD
Zip	20684-3067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 16 PLAT 38/46 TRAPP HALL SUBD
Legal Subdivision	TRAPP HALL SUB
Legal Lot Number	16
Jurisdiction	ST MARY'S MD
Township / Civil Division	1, ST. INIGOES
Census Block Group	2
Census Block	2032
Census Tract	876200

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	48676 PACKER CT, SAINT INIGOES, MD 20684-3067
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2017	Deed of Trust, Mortgage · ARM UNITED WHOLESALE MORTGAGE
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
May 23, 2018	Grant Deed, Transfer · FHA Mortgage ORION LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2018 · Amount on Record
Deed Sale	May 23, 2018 · Amount on Record
Prior Sale	Feb 3, 2004
Deed Book / Page	4874 / 413
Prior Transfer Date	Aug 26, 2013
Prior Transfer Doc	0039650608
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	48676 PACKER CT, SAINT INIGOES, MD 20684-3067
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	CLEARWATER ABSTRACTOR INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046900360
Date	Jul 24, 2017
Book Page	4690/360
Instrument	4690-360

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Aug 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	48676 PACKER CT, SAINT INIGOES, MD 20684-3067
Document Number	0053690372
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48676 PACKER CT ST INIGOES MD 206843067, ST INIGOES, MD 20684-3067

Mortgage

Document Number	0053690372
Date	Jun 15, 2020
Book Page	005369/000372

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST MARY'S MD
Recording Date	May 23, 2018
Property Address	48676 PACKER CT, SAINT INIGOES, MD 20684-3067
Document Number	0048740413
Book / Page	004874 / 000413
Instrument Date	May 7, 2018
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	QUIET TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$387.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	48676 PACKER CT ST INIGOES MD 206843067, ST INIGOES, MD 20684-3067

Mortgage

Document Number	48740419
Date	May 23, 2018
Book Page	004874/000419

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2048

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$488,300 (+6.45%) Land $134,600 Building $353,700	$488,300 (-) Land $134,600 Building $353,700
2025	$4,612.00 (+8.85%) Homeowner's exemption	$458,733 (+14.8%)	$488,300 (+22.2%) Land $134,600 Building $353,700
2023	$4,237.00 Homeowner's exemption	$399,600 Land $134,600 Building $265,000	$399,600 Land $134,600 Building $265,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	27 (1996–2021)
Claims Outside the SFHA	19 of 27
Most Recent Claim	Oct 2021 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 90% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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