St. Mary's County property record for 48638 Packer Ct, Saint Inigoes, MD 20684
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,506 sqft · built 1998 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Dec 2009) |
| Tax Bill | $4,813 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-040774 |
| Primary APN | 01-040774 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,506 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 48,352 sqft (1.11 acres) |
| Garage Type | Mixed |
| Garage Area | 1,060 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 756 sqft |
| Porch | Slab |
| Porch Area | 240 sqft |
| Deck Area | 808 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 040774 |
|---|---|
| Street Address | 48638 PACKER CT |
| City | SAINT INIGOES |
| State | MD |
| Zip | 20684-3067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 19 PLAT 38/46 TRAPP HALL SUBD |
| Legal Subdivision | TRAPP HALL SUB |
| Legal Lot Number | 19 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 876200 |
Source: St. Mary's County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48638 PACKER CT, SAINT INIGOES, MD 20684-3067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2009 · Amount on Record |
| Deed Sale | Dec 8, 2009 · Amount on Record |
| Prior Sale | Jan 28, 2002 · Amount on Record |
| Deed Document Number | 20091144 |
| Deed Book / Page | 3378 / 607 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 48638 PACKER CT, SAINT INIGOES, MD 20684-3067 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | TRI COUNTY ABSTRACT INC |
| Name | Verified Name |
|---|
| Document Number | 0057270222 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 5727/222 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: St. Mary's County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $510,000 (+23.49%) Land $115,500 Building $394,500 | $510,000 (+23.49%) Land $115,500 Building $394,500 | |
| 2025 | $4,813.00 (+8.97%) Homeowner's exemption | ||
| 2023 | $4,417.00 Homeowner's exemption | $413,000 Land $115,500 Building $297,500 | $413,000 Land $115,500 Building $297,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 27 (1996–2021) |
| Claims Outside the SFHA | 19 of 27 |
| Most Recent Claim | Oct 2021 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 90% of Maryland |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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