4865 Pine Tree Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4865 Pine Tree Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	4 Baths
Year Built	Built 2006
Square Footage	4,014 sqft Heated Area
Lot Size	105,328 sqft (2.41 acres)
Garage	Finished, 660 sqft
Occupancy	Owner Occupied
Tax Bill	$712.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`98259`
Alternative APN	`302631495000010645`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Building Area	4,014 sqft Heated Area
Gross Area	6,660 sqft Gross Area
1st Floor	4,014 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2006
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Tile Roof
Lot Area	105,328 sqft (2.41 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	660 sqft Garage

Exterior Amenities

Pool Area	28 sqft Pool
Fence	Fence
Shed	1 Shed
Shed Area	176 sqft Shed
Deck Area	1,152 sqft Deck
Patio Area	400 sqft Patio
Porch	Open Porch
Porch Area	1,386 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	98259
Street Address	4865 PINE TREE DR
City	SAINT CLOUD
State	FL
Zip	34772-8585
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 52 E 1/2 OF LOT 64 LESS R/W
Legal Range	31E
Legal Township	26S
Legal Section	30
Legal Subdivision	ST CLOUD MANOR EST 1
Legal Tract	4950
Legal Block	1
Legal Lot Number	64
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1021
Census Tract	43304

Owner

Source: Osceola County records · APN 98259

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4865 PINE TREE DR, SAINT CLOUD, FL 34772-8585
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 03, 2017
Deed Sale	Jan 03, 2017
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$712.00 (+14.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$361,949 (+5.99%)	$836,100 (+3.95%) Land $122,100 Building $714,000
2023	$621.00 (+7.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$341,504 (+3%)	$804,300 (+17.66%) Land $122,100 Building $682,200
2022	$576.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$331,558	$683,600 Land $96,700 Building $586,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 31% of Florida
Wildfire Likelihood	About 1 in 500 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.