4795 Pine Tree Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4795 Pine Tree Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2010
Square Footage	1,761 sqft Heated Area
Lot Size	85,073 sqft (1.95 acres)
Occupancy	Owner Occupied
Last Sale	$417,000 (2024)
Tax Bill	$4,162.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`98338`
Alternative APN	`302631507000010621`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,761 sqft Heated Area
Gross Area	1,782 sqft Gross Area
1st Floor	1,761 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2010
Architectural Style	Mobile/Manufactured Style
Exterior Material	Vinyl Exterior
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	85,073 sqft (1.95 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	120 sqft Shed
Deck Area	156 sqft Deck
Porch	Open Porch
Porch Area	21 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	98338
Street Address	4795 PINE TREE DR
City	SAINT CLOUD
State	FL
Zip	34772-8087
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	ST CLOUD MANOR EST UNIT 1 PB 1 PG 363 E 293.5 FT OF LOT 62 LESS S & E 5 FT FOR R/W
Legal Range	31E
Legal Township	26S
Legal Section	30
Legal Subdivision	ST CLOUD MANOR EST 1
Legal Tract	5070
Legal Block	1
Legal Lot Number	62
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1022
Census Tract	43304

Owner

Source: Osceola County records · APN 98338

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4795 PINE TREE DR, SAINT CLOUD, FL 34772-8087
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 13, 2024 · Amount on Record
Deed Sale	Jun 13, 2024 · Amount on Record
Prior Sale	Oct 06, 2022 · Amount on Record
Deed Doc Number	0066162152
Deed Book / Page	6616 / 2152
Record Refreshed	Jun 08, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 06, 2022
Property Address	4795 PINE TREE DR, SAINT CLOUD, FL 34772-8087
Document Number	0062951962
Book / Page	6295 / 1962
Map Reference	MB 1 PG 363
Instrument Date	Sep 23, 2022
Instrument	2022148456
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	ELEVATED TITLE LLC, ELEVATED TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5820 S WINDERMERE ST # ST452, 5820, LITTLETON, CO 80120-2157

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4795 PINE TREE DR, SAINT CLOUD, FL 34772-8087

Mortgage

Document Number	0062951964
Date	Oct 06, 2022
Instrument	6295/1964

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,162.00 (+10.25%) Homeowner's exemption	$289,876 (+8.98%)	$296,700 (+11.54%) Land $98,600 Building $198,100
2023	$3,775.00 (+52.34%) Homeowner's exemption	$266,000 (+66.88%) Land $98,600 Building $167,400	$266,000 (+66.88%) Land $98,600 Building $167,400
2022	$2,478.00	$159,400 Land $78,100 Building $81,300	$159,400 Land $78,100 Building $81,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 31% of Florida
Wildfire Likelihood	About 1 in 490 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.