4775 Pine Tree Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4775 Pine Tree Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2003
Square Footage	3,549 sqft Heated Area
Lot Size	104,544 sqft (2.4 acres)
Occupancy	Owner Occupied
Last Sale	$50,000 (1999)
Tax Bill	$4,288.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`98337`
Alternative APN	`302631507000010620`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	3,549 sqft Heated Area
Gross Area	3,648 sqft Gross Area
1st Floor	3,021 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Exterior Material	Vinyl Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	104,544 sqft (2.4 acres)
Parking Spaces	3 Parking Spaces
Garage Area	744 sqft Garage

Exterior Amenities

Pool Area	351 sqft Pool
Fence	Fence
Shed	1 Shed
Shed Area	150 sqft Shed
Deck Area	925 sqft Deck
Patio Area	815 sqft Patio
Porch	1 Porch
Porch Area	1,155 sqft Porch
Pole Structure	400 sqft Pole Structure

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	98337
Street Address	4775 PINE TREE DR
City	SAINT CLOUD
State	FL
Zip	34772-8087
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD MANOR EST UNIT ONE PB 1 PG 363 W 345.77 FT OF LOT 62 LESS S 5 FT FOR R/W
Legal Range	31E
Legal Township	26S
Legal Section	30
Legal Subdivision	ST CLOUD MANOR EST 1
Legal Tract	5070
Legal Block	1
Legal Lot Number	62
Legal Unit	ON
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1022
Census Tract	43304

Owner

Source: Osceola County records · APN 98337

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	4775 PINE TREE DR, SAINT CLOUD, FL 34772-8087
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 1999 · Amount on Record
Deed Sale	Nov 22, 1999 · Amount on Record
Deed Doc Number	0167601249
Deed Book / Page	01676 / 01249
Record Refreshed	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4775 PINE TREE DR, SAINT CLOUD, FL 34772-8087
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4775 PINE TREE DR, SAINT CLOUD, FL 34772-8087

Mortgage

Document Number	0068460902
Date	Sep 08, 2025
Book Page	6846/902
Instrument	2025111505

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2055

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,288.00 (+7.2%) Homeowner's exemption	$298,961 (+5.99%)	$607,800 (+3.88%) Land $121,200 Building $486,600
2023	$4,000.00 (+4.11%) Homeowner's exemption	$282,074 (+3%)	$585,100 (+17.18%) Land $121,200 Building $463,900
2022	$3,842.00 Homeowner's exemption	$273,859	$499,300 Land $96,000 Building $403,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 34% of Florida
Wildfire Likelihood	About 1 in 543 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.