4817 McComber Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4817 McComber Rd, Duluth, MN 55803

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,356 sqft · built 2003
Lot Size13.5 acres (588,496 sqft)
OwnerIndividual Name on File
Last Sale$320,000 (Nov 2022)
Tax Bill$3,004 (2026)
Deeds & MortgagesNov 2022 Sale
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN280-0012-00540

Property Details

APN / Parcel Number

Primary APN280-0012-00540
Alternative APNs
  • 1005531
  • 1139989

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,356 sqft Gross Area
1st Floor Area2,356 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area588,496 sqft (13.5 acres)
Garage TypeMixed
Garage Area720 sqft
Pool TypeSpa / Hot Tub (No Pool)
Deck Area100 sqft
Storage Building288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1139989
Street Address4817 MCCOMBER RD
CityDULUTH
StateMN
Zip55803-9423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNS
Legal DescriptionE 445 FT OF W 890 FT OF SE1/4 OF NW1/4 SERIAL #
Legal Range15W
Legal Township51N
Legal Section12
Legal SubdivisionCANOSIA TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionCANOSIA
Census Block Group2
Census Block2029
Census Tract10602

Owner

4817 McComber Rd is owned and occupied by an individual who bought it in November 2022.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4817 MCCOMBER RD, DULUTH, MN 55803-9423
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2022Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Oct 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
PROCTOR FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 8, 2022 · Amount on File
Deed SaleNov 8, 2022 · Amount on File
Prior SaleMar 14, 2016 · Amount on File
Deed Document Number20221456024
Record UpdatedSep 20, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateNov 8, 2022
Property Address4817 MCCOMBER RD, DULUTH, MN 55803-9423
Document Number0001456024
Instrument DateNov 2, 2022
Instrument1456024
Transaction TypeTransfer
Record UpdatedDec 19, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
Tax$1,056.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4817 MCCOMBER RD, DULUTH, MN 55803-9423

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4817 MCCOMBER RD, DULUTH, MN 55803-9423
Document Number00A1394707
Instrument DateOct 23, 2020
Transaction TypeMortgage
Record UpdatedDec 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4817 MCCOMBER RD DULUTH MN 558039423, DULUTH, MN 55803-9423

Mortgage

Document Number00A1394707
DateNov 2, 2020
InstrumentA1394707
Lender
NamePROCTOR FCU
TypeCredit Union
AddressPROCTOR, MN 55810
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 4817 McComber Rd was $3,004 with a homeowner's exemption, up 2.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionCanosia Township
Unified School DistrictHermantown Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,004.00 (+2.95%) Homeowner's exemption
2025$2,918.00 (-14.58%) Homeowner's exemption$322,700 (+3.2%) Land $120,600 Building $202,100$322,700 (+3.2%) Land $120,600 Building $202,100
2024$3,416.00$312,700 Land $117,100 Building $195,600$312,700 Land $117,100 Building $195,600
2022$298,700 Land $101,600 Building $197,100$298,700 Land $101,600 Building $197,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4817 McComber Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2022–2024)
Most Recent ClaimJun 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4817 McComber Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
CenturyLink
DSL
10 / 1

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on McComber Rd

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