4849 E Ridgewood Dr, Bloomington, IN 47401 Property Records

Monroe County property record for 4849 E Ridgewood Dr, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,866 sqft · built 1961
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on File
Last Sale	$501,800 (Jun 2021)
Tax Bill	$3,364 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Aug 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`014-35910-00`

Property Details

APN / Parcel Number

Primary APN	`014-35910-00`
Alternative APN	`53-08-01-100-079.000-008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,866 sqft Living Area
1st Floor Area	1,866 sqft
Basement Area	735 sqft
Finished Basement	735 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Other
Lot Area	31,363 sqft (0.72 acres)
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	014-35910-00
Street Address	4849 E RIDGEWOOD DR
City	BLOOMINGTON
State	IN
Zip	47401-9571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE25
Legal Description	PT NE NE 1-8-1W .72A
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3005
Census Tract	904

Owner

Source: Monroe County assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4849 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2018	Deed of Trust, Mortgage · Second Mortgage (Down Payment) INDIANA UNIVERSITY CU
Aug 28, 2020	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Jun 14, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 14, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 14, 2021 · Amount on Record
Deed Sale	Jun 14, 2021 · Amount on Record
Prior Sale	Aug 6, 2015 · Amount on Record
Deed Document Number	202111206
Prior Transfer Date	Jun 9, 2021
Prior Transfer Doc	2021011208
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	4849 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9571
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018012048
Date	Sep 4, 2018
Instrument	2018012048

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	60 Months
Due	Sep 1, 2023

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	4849 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9571
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4849 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9571

Mortgage

Document Number	2020013886
Date	Aug 28, 2020
Instrument	2020013886

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IN
Recording Date	Jun 14, 2021
Property Address	4849 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9571
Document Number	2021011208
Instrument Date	Jun 9, 2021
Instrument	2021011208
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4849 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9571

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jun 14, 2021
Property Address	4849 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9571
Document Number	2021011206
Instrument Date	Jun 8, 2021
Instrument	2021011206
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4849 E RIDGEWOOD DR, BLOOMINGTON, IN 47401-9571

Mortgage

Document Number	2021011207
Date	Jun 14, 2021
Instrument	2021011207

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,364.00 (-2.32%)	$456,300 (+6.22%) Land $92,900 Building $363,400	$456,300 (+6.22%) Land $92,900 Building $363,400
2024	$3,444.00 (+4.97%)
2023		$429,600 (+5.14%) Land $92,900 Building $336,700	$429,600 (+5.14%) Land $92,900 Building $336,700
2022	$3,281.00	$408,600 Land $92,900 Building $315,700	$408,600 Land $92,900 Building $315,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IsoFusion Fiber	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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