Osceola County property record for 4860 Windbourne Way, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2010 |
| Square Footage | 2,199 sqft Heated Area |
| Lot Size | 6,882 sqft (0.157 acres) |
| Garage | Finished, 400 sqft |
| Last Sale | $366,000 (2022) |
| Tax Bill | $5,651.00 (2025) |
| Primary APN | 156149 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,199 sqft Heated Area |
| Gross Area | 2,655 sqft Gross Area |
| 1st Floor Area | 1,052 sqft 1st Floor |
| Upper Floors Area | 1,147 sqft Upper Floors |
| Stories | 2 Stories |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,882 sqft (0.157 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished |
| Garage Area | 400 sqft Garage |
| Fence | Fence |
|---|---|
| Patio Area | 28 sqft Patio |
| Porch | Open Porch |
| Porch Area | 56 sqft Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 156149 |
|---|---|
| Street Address | 4860 WINDBOURNE WAY |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHERN PINES UNIT 3A PB 20 PG 31-36 LOT 351 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 23 |
| Legal Subdivision | SOUTHERN PINES |
| Legal Tract | 669 |
| Legal Block | 1 |
| Legal Lot Number | 351 |
| Legal Unit | 3A |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43303 |
Source: Osceola County records · APN 156149
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 23975 PARK SORRENTO STE 300, 300, CALABASAS, CA 91302-4012 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 14, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Sep 11, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage JPMORGAN CHASE BANK NA |
| Aug 20, 2018 | Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 14, 2022 · Amount on Record |
| Deed Sale | Sep 14, 2022 · Amount on Record |
| Prior Sale | Oct 19, 2010 · Amount on Record |
| Deed Document Number | 2022139815 |
| Deed Book / Page | 6285 / 2812 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 14, 2022 |
| Property Address | 4860 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6858 |
| Document Number | 0062852812 |
| Book / Page | 6285 / 2812 |
| Map Reference | MB 20 PG 31-36 |
| Instrument Date | Sep 12, 2022 |
| Instrument | 2022139815 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,562.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 705 BOGIE CT, 705, KISSIMMEE, FL 34759-4102 |
| Name | Verified Name |
|---|---|
| Address | 23975 PARK SORRENTO STE 300, 300, CALABASAS, CA 91302-4012 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4860 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6858 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0053990191 |
|---|---|
| Date | Sep 11, 2018 |
| Book Page | 5399/0191 |
| Instrument | 2018136513 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4860 WINDBOURNE WAY, SAINT CLOUD, FL 34772-6858 |
| Document Number | 0054041089 |
| Instrument Date | Aug 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4860 WINDBOURNE WAY ST CLOUD FL 347726858, ST CLOUD, FL 34772-6858 |
| Document Number | 0054041089 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | 005404/001089 |
| Instrument | 141891 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219-6009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2048 |
| Rate | 3.5% |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,651.00 (+6.48%) | $315,500 (+7.13%) Land $75,000 Building $240,500 | $315,500 (+7.13%) Land $75,000 Building $240,500 |
| 2023 | $5,307.00 (+146.15%) | $294,500 (+82.02%) Land $60,000 Building $234,500 | $294,500 (+3.12%) Land $60,000 Building $234,500 |
| 2022 | $2,156.00 Homeowner's exemption | $161,796 | $285,600 Land $55,000 Building $230,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 302 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures