St. Louis County property record for 4860 Ugstad Rd, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,222 sqft · built 1974 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (Nov 2024) |
| Tax Bill | $2,146 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 280-0031-00090 |
| Primary APN | 280-0031-00090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,222 sqft Gross Area |
| 1st Floor Area | 1,222 sqft |
| Basement Area | 595 sqft |
| Finished Basement | 595 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Area | 780 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 48 sqft |
| Storage Building | 132 sqft |
| Pole Barn | 2,880 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1174965 |
|---|---|
| Street Address | 4860 UGSTAD RD |
| City | DULUTH |
| State | MN |
| Zip | 55811-9702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | S1/2 OF NW1/4 OF NW1/4 SERIAL # |
| Legal Range | 15W |
| Legal Township | 51N |
| Legal Section | 34 |
| Legal Subdivision | CANOSIA TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | CANOSIA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 10602 |
Source: St. Louis County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4860 UGSTAD RD, DULUTH, MN 55811-9702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 20, 2024 · Amount on Record |
| Deed Sale | Nov 20, 2024 · Amount on Record |
| Deed Document Number | 20241499608 |
| Prior Transfer Date | May 22, 2002 |
| Prior Transfer Doc | 0000857399 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4860 UGSTAD RD, DULUTH, MN 55811-9702 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4860 UGSTAD RD, DULUTH, MN 55811-9702 |
| Document Number | 0001524230 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 1524230 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Canosia Township |
| Unified School District | Hermantown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,146.00 (+4.58%) Homeowner's exemption | ||
| 2025 | $2,052.00 (-33.81%) Homeowner's exemption | $392,200 (+8.37%) Land $163,900 Building $228,300 | $392,200 (+8.37%) Land $163,900 Building $228,300 |
| 2024 | $3,100.00 | $361,900 (+16.25%) Land $159,200 Building $202,700 | $361,900 (+16.25%) Land $159,200 Building $202,700 |
| 2022 | $311,300 Land $138,300 Building $173,000 | $311,300 Land $138,300 Building $173,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midcontinent Communications Cable · Fiber in parts of the area | 250 / 20 |
5G (outdoors only) and 4G LTE
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