4822 Ugstad Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 4822 Ugstad Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 1,984 sqft · built 1990
Lot Size	8.62 acres (375,487 sqft)
Owner	Individual Name on Record
Last Sale	$387,000 (Sep 2021)
Tax Bill	$4,338 (2026)
Deeds & Mortgages	May 2026 Sale Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`280-0031-00110`

Property Details

APN / Parcel Number

Primary APN	`280-0031-00110`
Alternative APN	`1117602`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,984 sqft Gross Area
1st Floor Area	1,984 sqft
Basement Area	728 sqft
Finished Basement	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	375,487 sqft (8.62 acres)
Garage Area	1,176 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	100 sqft
Storage Building	160 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1117602
Street Address	4822 UGSTAD RD
City	DULUTH
State	MN
Zip	55811-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	SW1/4 OF NW1/4 EX S1/2 & EX WLY 750 FT SERIAL #
Legal Range	15W
Legal Township	51N
Legal Section	34
Legal Subdivision	CANOSIA TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	CANOSIA
Census Block Group	3
Census Block	3011
Census Tract	10602

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4822 UGSTAD RD, DULUTH, MN 55811-9702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 22, 2021	Warranty Deed, Transfer · VA Mortgage USAA FSB
Nov 17, 2017	Warranty Deed, Transfer · VA Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2021 · Amount on Record
Deed Sale	Sep 22, 2021 · Amount on Record
Prior Sale	Nov 17, 2017 · Amount on Record
Deed Document Number	20211425307
Last Transfer Date	May 28, 2026
Transfer Doc	0001533328
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 28, 2026
Property Address	4822 UGSTAD RD, DULUTH, MN 55811-9702
Document Number	0001533328
Instrument Date	May 28, 2026
Instrument	20261533328
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4822 UGSTAD RD, DULUTH, MN 55811-9702

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 22, 2021
Property Address	4822 UGSTAD RD, DULUTH, MN 55811-9702
Document Number	0001425307
Instrument Date	Sep 17, 2021
Instrument	1425307
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,277.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4822 UGSTAD RD, DULUTH, MN 55811-9702

Mortgage

Document Number	0001425308
Date	Sep 22, 2021
Instrument	1425308

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 17, 2017
Property Address	4822 UGSTAD RD, DULUTH, MN 55811-9702
Document Number	00A1322506
Instrument Date	Nov 17, 2017
Instrument	A1322506
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,039.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4822 UGSTAD RD DULUTH MN 558119702, DULUTH, MN 55811-9702

Mortgage

Document Number	A1322507
Date	Nov 17, 2017
Instrument	A1322507

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Canosia Township
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,338.00 (+2.89%) Homeowner's exemption
2025	$4,216.00 (-5.77%) Homeowner's exemption	$449,500 (+3.17%) Land $121,800 Building $327,700	$449,500 (+3.17%) Land $121,800 Building $327,700
2024	$4,474.00	$435,700 (+11.12%) Land $118,200 Building $317,500	$435,700 (+11.12%) Land $118,200 Building $317,500
2022		$392,100 Land $102,600 Building $289,500	$392,100 Land $102,600 Building $289,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable · Fiber in parts of the area	250 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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