4826 Ugstad Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 4826 Ugstad Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.25 ba · 2,252 sqft · built 1981
Lot Size	6.07 acres (264,409 sqft)
Owner	Individual Name on File
Tax Bill	$4,144 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`280-0031-00111`

Property Details

APN / Parcel Number

Primary APN	`280-0031-00111`
Alternative APN	`1027207`

Interior

Bedrooms	5 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,252 sqft Gross Area
1st Floor Area	1,368 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Combination
Construction Type	Frame
Lot Area	264,409 sqft (6.07 acres)
Garage Area	1,800 sqft

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	132 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1027207
Street Address	4826 UGSTAD RD
City	DULUTH
State	MN
Zip	55811-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	WLY 400 FT OF N1/2 OF SW1/4 OF NW1/4 SERIAL #
Legal Range	15W
Legal Township	51N
Legal Section	34
Legal Subdivision	CANOSIA TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	CANOSIA
Census Block Group	3
Census Block	3011
Census Tract	10602

Owner

Source: St. Louis County records · APN 280-0031-00111

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4826 UGSTAD RD, DULUTH, MN 55811-9702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 08, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL CITY CREDIT UNION
Apr 10, 2017	Deed of Trust, Mortgage · Line of Credit HERMANTOWN FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 17, 2009
Deed Sale	Feb 17, 2009
Prior Sale	Jan 23, 2006 · Amount on Record
Deed Document Number	20091101074
Prior Transfer Date	Feb 02, 2009
Prior Transfer Doc	0001101074
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Apr 08, 2026
Property Address	4826 UGSTAD RD, DULUTH, MN 55811-9702
Document Number	0001530409
Instrument Date	Mar 09, 2026
Instrument	20261530409
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001530409,
Date	Apr 08, 2026
Instrument	20261530409

Lender

Name	CENTRAL CITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 25, 2036

Interest

Rate	6.11%
Max Rate	-1%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4826 UGSTAD RD, DULUTH, MN 55811-9702
Document Number	00A1313690
Instrument Date	Apr 10, 2017
Transaction Type	Mortgage
Record Updated	Jul 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4826 UGSTAD RD DULUTH MN 558119702, DULUTH, MN 55811-9702

Mortgage

Document Number	00A1313690
Date	Jul 21, 2017
Instrument	A1313690

Lender

Name	HERMANTOWN FCU
Type	Credit Union
Address	HERMANTOWN, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 20, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Canosia Township
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,144.00 (+2.93%) Homeowner's exemption
2025	$4,026.00 (-1.28%) Homeowner's exemption	$429,800 (+2.87%) Land $117,400 Building $312,400	$429,800 (+2.87%) Land $117,400 Building $312,400
2024	$4,078.00	$417,800 (+16.64%) Land $114,000 Building $303,800	$417,800 (+16.64%) Land $114,000 Building $303,800
2022		$358,200 Land $98,900 Building $259,300	$358,200 Land $98,900 Building $259,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midcontinent Communications Cable	250 / 20

Based on FCC filings for 19 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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