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4854 Spears St, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4854 Spears St, Pace, FL 32571 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2016
Square Footage1,841 sqft Living Area
Lot Size12,240 sqft (0.281 acres)
OccupancyOwner Occupied
Last Sale$368,000 (2023)
Tax Bill$2,882.00 (2025)

Property Details

APN / Parcel Number

Primary APN11-1N-29-5243-00A00-0130
Alternative APN
  • N29111524300A000130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,841 sqft Living Area
Gross Area2,612 sqft Gross Area
1st Floor1,841 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area12,240 sqft (0.281 acres)
Depth X Width146 ft x 84 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area498 sqft Garage
Shed1 Shed
Shed Area1 sqft Shed
Porch Area273 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address4854 SPEARS ST
CityPACE
StateFL
Zip32571-1440
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPENCER RIDGE WEST LOT 13 BLK A AS DES IN OR 4396 PG 820
Legal Range29W
Legal Township1N
Legal Section11
Legal SubdivisionSPENCER RIDGE WEST
Legal BlockA
Legal Lot Number13
JurisdictionSANTA ROSA FL
Minor Civil DivisionPACE
Census Blockgroup3
Census Block3005
Census Tract10704

Owner

Source: Santa Rosa County records · APN 11-1N-29-5243-00A00-0130

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4854 SPEARS ST, MILTON, FL 32571-1440
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 18, 2023Warranty Deed, Transfer
SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY
May 25, 2022Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Jul 23, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Apr 28, 2017Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
US MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 18, 2023 · Amount on Record
Deed SaleMay 18, 2023 · Amount on Record
Prior SaleApr 28, 2017 · Amount on Record
Deed Doc Number202321878
Deed Book / Page4396 / 820
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Recording DateJun 12, 2026
Property Address4854 SPEARS ST, MILTON, FL 32571-1440
Document Number0000029786
Book / Page4755 / 716
Instrument DateJun 08, 2026
Instrument202629786
Transaction TypeMortgage
Record UpdatedJul 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address778 TROY AVE, BROOKLYN, NY 11203-3118

Mortgage

Document Number0000029786,
DateJun 12, 2026
Book Page4755/716
Instrument202629786
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 18, 2023
Property Address4854 SPEARS ST, PACE, FL 32571-1440
Document Number0043960820
Book / Page4396 / 820
Map ReferenceMB 10 PG 46
Instrument DateMay 17, 2023
Instrument202321878
Transaction TypeTransfer
Record UpdatedJun 21, 2023
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$2,576.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4960 HIGHWAY 90131, MILTON, FL 32571

Transferred To (Grantee/Buyer)

NameVerified Name
Address4854 SPEARS ST, PACE, FL 32571-1440

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4854 SPEARS ST, PACE, FL 32571-1440
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4854 SPEARS ST, PACE, FL 32571-1440

Mortgage

Document Number0042880671
DateMay 25, 2022
Book Page4288/671
Instrument202231834
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2037

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4854 SPEARS ST, PACE, FL 32571-1440
Transaction TypeMortgage
Record UpdatedAug 02, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039800376
DateJul 23, 2020
Book Page3980/376
Instrument202036629
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term201 Months
DueApr 01, 2037

April 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 28, 2017
Property Address4854 SPEARS ST, PACE, FL 32571-1440
Document Number0036191193
Book / Page3619 / 1193
Map ReferenceMB10 PG46
Instrument DateApr 27, 2017
Instrument201716685
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 02, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,435.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address13348 COURSEY BLVDA, 13348, BATON ROUGE, LA 70816

Transferred To (Grantee/Buyer)

NameVerified Name
Address4729 WILLIAMS RD, MILTON, FL 32571-2956

Mortgage

Document Number0201716686
DateApr 28, 2017
Instrument201716686
Lender
NameUS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2047

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,882.00 (+1.48%) Homeowner's exemption$267,371 (+1.45%) Land $45,000 Building $222,371$267,371 (+1.45%) Land $45,000 Building $222,371
2024$2,840.00 (+46.39%) Homeowner's exemption$263,559 (+40.34%) Land $45,000 Building $218,559$263,559 (+6.24%) Land $45,000 Building $218,559
2023$1,940.00 (+2.81%) Homeowner's exemption$187,805 (+3%)$248,080 (+4.13%) Land $41,000 Building $207,080
2022$1,887.00 Homeowner's exemption$182,335$238,232 Land $33,000 Building $205,232

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 50% of the US · above 20% of Florida
Wildfire LikelihoodAbout 1 in 847 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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