486 Stone Rd, Westminster, MD 21158 Property Records

Carroll County property record for 486 Stone Rd, Westminster, MD 21158 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,872 sqft · built 1994
Lot Size	1.75 acres (76,491 sqft)
Owner	2 Company Names on File
Last Sale	$319,000 (May 2018)
Tax Bill	$4,276 (2025)
Deeds & Mortgages	Jun 2026 Sale Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-025470`

Property Details

APN / Parcel Number

Primary APN	`03-025470`
Alternative APNs	`3025470` `025470`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,872 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	76,491 sqft (1.75 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	576 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	025470
Street Address	486 STONE RD
City	WESTMINSTER
State	MD
Zip	21158-2807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 - 1.756 ACS 486 STONE RD 32-179 HY-CREST SEC 2
Legal Subdivision	HY CREST
Legal Lot Number	3
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	2
Census Block	2014
Census Tract	503000

Owner

Source: Carroll County records · APN 03-025470

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	486 STONE RD, WESTMINSTER, MD 21158-2807
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 01, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP
May 02, 2018	Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 02, 2018 · Amount on Record
Deed Sale	May 02, 2018 · Amount on Record
Prior Sale	Jan 07, 1994 · Amount on Record
Deed Book / Page	9002 / 197
Last Transfer Date	May 13, 2026
Transfer Doc	1177000148
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 01, 2026
Property Address	486 STONE RD, WESTMINSTER, MD 21158-2807
Document Number	1177000148
Book / Page	11776 / 148
Instrument Date	May 13, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	486 STONE RD, WESTMINSTER, MD 21158-2807

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	486 STONE RD, WESTMINSTER, MD 21158-2807
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104550227
Date	Sep 17, 2021
Book Page	10455/227

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	May 02, 2018
Property Address	486 STONE RD, WESTMINSTER, MD 21158-2807
Document Number	0090020197
Book / Page	9002 / 0197
Map Reference	MB32 PG179
Instrument Date	Apr 26, 2018
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	BRENNAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 STONE RD, WESTMINSTER, MD 21158-2807

Mortgage

Document Number	0009002204
Date	May 02, 2018
Instrument	9002/204

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2048

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$383,700 (+1.91%)	$398,100 (+5.74%) Land $157,500 Building $240,600
2025	$4,276.00 (+14.98%)	$376,500 (+14.38%) Land $132,500 Building $244,000	$376,500 (-) Land $132,500 Building $244,000
2023	$3,719.00	$329,167	$376,500 Land $132,500 Building $244,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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