Carroll County property record for 462 Stone Rd, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,860 sqft · built 1995 |
| Lot Size | 1.58 acres (68,825 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $581,000 (Mar 2023) |
| Tax Bill | $5,028 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-025489 |
| Primary APN | 03-025489 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,860 sqft Total Area |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 68,825 sqft (1.58 acres) |
| Deck Area | 16 sqft |
|---|---|
| Patio Area | 200 sqft |
| Shed | 1 Shed |
| Shed Area | 660 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 025489 |
|---|---|
| Street Address | 462 STONE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-2807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 4 - 1.581 ACS 462 STONE RD 32-179 HY-CREST SEC 2 |
| Legal Subdivision | HY CREST SEC 02 |
| Legal Lot Number | 4 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 3, MYERS |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 503000 |
Source: Carroll County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 462 STONE RD, WESTMINSTER, MD 21158-2807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2023 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Sep 15, 2022 | Deed, Transfer · Stand-Alone First Mortgage RBK ASSET HOLDINGS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2023 · Amount on Record |
| Deed Sale | Mar 6, 2023 · Amount on Record |
| Prior Sale | Sep 15, 2022 · Amount on Record |
| Deed Book / Page | 10989 / 388 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Mar 6, 2023 |
| Property Address | 462 STONE RD, WESTMINSTER, MD 21158-2807 |
| Document Number | 0109890388 |
| Book / Page | 10989 / 388 |
| Map Reference | MB LWS 32 FO 179 |
| Instrument Date | Feb 28, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2023 |
| Title Company | JUNCTION TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 462 STONE RD, WESTMINSTER, MD 21158-2807 |
| Document Number | 0109890396 |
|---|---|
| Date | Mar 6, 2023 |
| Book Page | 10989/396 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLE RIVER, MD 21220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 1, 2033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Sep 15, 2022 |
| Property Address | 462 STONE RD, WESTMINSTER, MD 21158-2807 |
| Document Number | 0108850130 |
| Book / Page | 10885 / 130 |
| Map Reference | MB 32 FO 179 |
| Instrument Date | Sep 7, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2022 |
| Title Company | NOT AVAILABLE, JUNCTION TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 912 LONAINE DRIVE, FINKSBURG, MD 21048 |
| Document Number | 0108850136 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | 10885-0136 |
| Name | RBK ASSET HOLDINGS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Carroll County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $549,233 (+37.81%) | $604,900 (+16.01%) Land $155,800 Building $449,100 | |
| 2025 | $5,028.00 (+11.66%) Homeowner's exemption | ||
| 2023 | $4,503.00 | $398,533 | $521,400 Land $130,800 Building $390,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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