412 Stone Rd, Westminster, MD 21158 Property Records

Carroll County property record for 412 Stone Rd, Westminster, MD 21158 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,344 sqft · built 2001
Lot Size	1.38 acres (60,418 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Aug 2021)
Tax Bill	$3,804 (2025)
Deeds & Mortgages	Aug 2021 Sale Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-027317`

Property Details

APN / Parcel Number

Primary APN	`03-027317`
Alternative APNs	`3027317` `027317`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,344 sqft Total Area
Basement Area	700 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	60,418 sqft (1.38 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Deck Area	256 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	027317
Street Address	412 STONE RD
City	WESTMINSTER
State	MD
Zip	21158-2807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 - 1.387 ACS 412 STONE RD 39-175 HY CREST SC 5
Legal Subdivision	HY CREST SEC 05
Legal Lot Number	9
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	2
Census Block	2014
Census Tract	503000

Owner

Source: Carroll County records · APN 03-027317

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	412 STONE RD, WESTMINSTER, MD 21158-2807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed, Transfer
Mar 22, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 11, 2021 · Amount on Record
Deed Sale	Aug 11, 2021 · Amount on Record
Prior Sale	Nov 13, 2007 · Amount on Record
Deed Book / Page	10403 / 360
Prior Transfer Date	Oct 17, 2011
Prior Transfer Doc	6700000342
Record Updated	Sep 20, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 11, 2021
Property Address	412 STONE RD, WESTMINSTER, MD 21158-2807
Document Number	0104030360
Book / Page	10403 / 360
Map Reference	MB 39 FO 175
Instrument Date	Aug 09, 2021
Transaction Type	Transfer
Record Updated	Jul 14, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	412 STONE RD, WESTMINSTER, MD 21158-2807

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	412 STONE RD, WESTMINSTER, MD 21158-2807
Document Number	0089800114
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	Apr 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 STONE RD WESTMINSTER MD 211582807, WESTMINSTER, MD 21158-2807

Mortgage

Document Number	0089800114
Date	Apr 05, 2018
Book Page	008980/000114

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$420,233 (+39.91%)	$451,700 (+11.67%) Land $153,800 Building $297,900
2025	$3,804.00 (+12.08%) Homeowner's exemption
2023	$3,394.00	$300,367	$404,500 Land $128,800 Building $275,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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