486 Stella Rd, Stella, NC 28582 Property Records

Carteret County property record for 486 Stella Rd, Stella, NC 28582

Property Summary

Property Type	Vacant Land
Lot Size	0.647 acres (28,183 sqft)
Owner	2 Individual Names on Record
Last Sale	$301,000 (Aug 2026)
Tax Bill	$140 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5358.04.62.9679000`

Property Details

APN / Parcel Number

Primary APN	`5358.04.62.9679000`
Alternative APNs	`10384511` `59676`

Exterior

Lot Area	28,183 sqft (0.647 acres)
Lot Dimensions	212 ft deep x 133 ft wide

Location & Zoning

Account Number	10384511
Street Address	486 STELLA RD
City	STELLA
State	NC
Zip	28582-9601
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	L2 WARD KETCHUM REMAINDER
Legal Subdivision	WARD KETCHUM
Legal Tract	2
Legal Block	62
Legal Lot Number	2
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1000
Census Tract	970801

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	486 STELLA RD, STELLA, NC 28582-9601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2026 · Amount on Record
Deed Sale	Aug 7, 2026 · Amount on Record
Prior Sale	Feb 7, 2025 · Amount on Record
Deed Document Number	20261893317
Deed Book / Page	1893 / 317
Prior Transfer Date	Aug 5, 2015
Prior Transfer Doc	0015160306
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Aug 7, 2026
Property Address	486 STELLA RD, STELLA, NC 28582-9601
Document Number	0001893317
Book / Page	1893 / 317
Instrument Date	Jul 29, 2026
Instrument	20261893317
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$60,802.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 STELLA RD, STELLA, NC 28582-9601

Mortgage

Document Number	0001893318,
Date	Aug 7, 2026
Book Page	1893/318
Instrument	20261893318

Lender

Name	ALCOVA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,773 (+485.66%) Land $40,770 Building $198,003	$238,773 (+485.66%) Land $40,770 Building $198,003
2025	$140.00 (-2.78%)	$40,770 (+35.64%) Land $40,770	$40,770 (+35.64%) Land $40,770
2023		$30,058 Land $30,058	$30,058 Land $30,058
2022	$144.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	12 (1993–2018)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Fran, Sep 1996 · 4 claims Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20