Carteret County property record for 461 Stella Rd, Stella, NC 28582
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,467 sqft · built 2023 |
| Lot Size | 1.05 acres (45,782 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $394,500 (Nov 2023) |
| Tax Bill | $1,454 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5358.04.72.1125000 |
| Primary APN | 5358.04.72.1125000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,467 sqft Heated Area |
| Gross Area | 3,175 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 45,782 sqft (1.05 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 24116 |
|---|---|
| Street Address | 461 STELLA RD |
| City | STELLA |
| State | NC |
| Zip | 28582-9602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L13 COASTAL MEADOWS S1 |
| Legal Subdivision | COASTAL MEADOWS |
| Legal Lot Number | 13 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 970801 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 461 STELLA RD, STELLA, NC 28582-9602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · VA Mortgage IMPERIUM LENDING LLC |
| Nov 20, 2023 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2023 · Amount on Record |
| Deed Sale | Nov 20, 2023 · Amount on Record |
| Deed Document Number | 20231814181 |
| Deed Book / Page | 1814 / 181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 461 STELLA RD, STELLA, NC 28582-9602 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Title Company | FAITH TITLE AND ESCROW INC, FIRST TITLE AND ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 461 STELLA RD, STELLA, NC 28582-9602 |
| Document Number | 0018730333 |
|---|---|
| Date | Dec 15, 2025 |
| Book Page | 1873/333 |
| Instrument | 1873333 |
| Name | IMPERIUM LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Nov 20, 2023 |
| Property Address | 461 STELLA RD, STELLA, NC 28582-9602 |
| Document Number | 0018140181 |
| Book / Page | 1814 / 181 |
| Map Reference | MB 34 PG 359 |
| Instrument Date | Nov 8, 2023 |
| Instrument | 1814181 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $789.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 503 NEW BRIDGE ST, JACKSONVILLE, NC 28540-5430 |
| Name | Verified Name |
|---|---|
| Address | 461 STELLA RD, STELLA, NC 28582-9602 |
| Document Number | 0001814182 |
|---|---|
| Date | Nov 20, 2023 |
| Instrument | 1814182 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $393,306 (-) Land $55,714 Building $337,592 | $393,306 (-) Land $55,714 Building $337,592 | |
| 2025 | $1,454.00 | $393,306 (+732.39%) Land $55,714 Building $337,592 | $393,306 (+732.39%) Land $55,714 Building $337,592 |
| 2023 | $47,250 Land $47,250 | $47,250 Land $47,250 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 12 (1993–2018) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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