Carteret County property record for 498 Stella Rd, Stella, NC 28582
| Property Type | Commercial |
|---|---|
| Details | 9,000 sqft |
| Lot Size | 8.77 acres (382,239 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,850 (2025) |
| Deeds & Mortgages | Jun 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 5358.04.73.1240000 |
| Primary APN | 5358.04.73.1240000 |
|---|---|
| Alternative APNs |
|
| Building Area | 9,000 sqft Total Area |
|---|
| Lot Area | 382,239 sqft (8.77 acres) |
|---|---|
| Garage Type | Carport |
| Garage Area | 736 sqft |
| Carport | Carport |
| Carport Area | 736 sqft |
| Parking Spaces | 4 Parking Spaces |
| Account Number | 29160 |
|---|---|
| Street Address | 498 STELLA RD |
| City | STELLA |
| State | NC |
| Zip | 28582 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | TCT 1 COMER MINOR S/D |
| Legal Tract | 1 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970801 |
498 Stella Rd, a commercial property, is owned by two individuals who acquired it in June 2022.
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 322-C WOODS FARM RD, SWANSBORO, NC 28584 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 16, 2022 |
| Transfer Doc | 0017710037 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jun 17, 2022 |
| Property Address | 498 STELLA RD, STELLA, NC 28582 |
| Document Number | 0017710037 |
| Book / Page | 1771 / 37 |
| Map Reference | MB 34 PG 424 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 1771037 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 322 C WOOD FARMS RD, SWANSBORO, NC 28584-7799 |
The 2025 property tax bill for 498 Stella Rd was $1,850.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $536,430 (-) Land $137,768 Building $398,662 | $536,430 (-) Land $137,768 Building $398,662 | |
| 2025 | $1,850.00 | $536,430 Land $137,768 Building $398,662 | $536,430 Land $137,768 Building $398,662 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 498 Stella Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 12 (1993–2018) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 498 Stella Rd is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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