486 Stanley Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 486 Stanley Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,584 sqft · built 1997
Lot Size	0.076 acres (3,311 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Jan 2024)
Tax Bill	$7,650 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-0006-0144-00`

Property Details

APN / Parcel Number

Primary APN	`028-0006-0144-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
1st Floor Area	682 sqft
2nd Floor Area	902 sqft
Basement Area	682 sqft
Finished Basement	360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,311 sqft (0.076 acres)
Lot Dimensions	133 ft deep x 25 ft wide
Garage Type	Attached
Garage Area	165 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	40 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	486 STANLEY AVE
City	CINCINNATI
State	OH
Zip	45226-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STANLEY AVE 25 X 133.50 LOT 30 COTTAGE HILL SUB BLK G
Legal Subdivision	COTTAGE HILL SUB
Legal Block	G
Legal Lot Number	30
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2003
Census Tract	4703

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	486 STANLEY AVE, CINCINNATI, OH 45226-1722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Warranty Deed, Transfer · Conventional Mortgage WARSAW FSLA
Feb 5, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2024 · Amount on Record
Deed Sale	Jan 2, 2024 · Amount on Record
Prior Sale	Feb 5, 2020 · Amount on Record
Deed Document Number	0000000145
Deed Book / Page	15073 / 605
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 2, 2024
Property Address	486 STANLEY AVE, CINCINNATI, OH 45226-1722
Document Number	0000000145
Book / Page	15073 / 605
Map Reference	MB 5 PG 36
Instrument Date	Dec 26, 2023
Instrument	2024-0000145
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 STANLEY AVE, CINCINNATI, OH 45226-1722

Mortgage

Document Number	0000000146
Date	Jan 2, 2024
Instrument	2024-0000146

Lender

Name	WARSAW FSLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 5, 2020
Property Address	486 STANLEY AVE, CINCINNATI, OH 45226-1722
Document Number	0000012354
Book / Page	014098 / 001167
Instrument Date	Jan 31, 2020
Instrument	12354
Transaction Type	Transfer
Record Updated	Apr 16, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2774 BLUE ROCK RD CINCINNATI OH 452396333, CINCINNATI, OH 45239-6333

Mortgage

Document Number	12355
Date	Feb 5, 2020
Book Page	014098/001169
Instrument	12355

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,650.00 (+3.14%)	$124,390 (+%) Land $46,091 Building $78,299
2024	$7,417.00 (-2.21%)	$124,389 (-) Land $46,091 Building $78,298
2023	$7,585.00 (+6.26%)	$124,389 (+18.46%) Land $46,091 Building $78,298	$355,400 (+18.47%) Land $131,690 Building $223,710
2022	$7,138.00 Homeowner's exemption	$105,001 Land $18,764 Building $86,237
2020			$300,000 Land $53,610 Building $246,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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