494 Stanley Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 494 Stanley Ave, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,474 sqft · built 2000
Lot Size	0.244 acres (10,672 sqft)
Owner	Individual Name on File
Last Sale	$765,000 (Nov 2023)
Tax Bill	$16,051 (2025)
Deeds & Mortgages	Nov 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`028-0006-0149-00`

Property Details

APN / Parcel Number

Primary APN	`028-0006-0149-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,474 sqft Living Area
1st Floor Area	1,831 sqft
2nd Floor Area	643 sqft
Basement Area	1,807 sqft
Finished Basement	975 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	10,672 sqft (0.244 acres)
Lot Dimensions	134 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	566 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	207 sqft
Patio Area	511 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	494 STANLEY AVE
City	CINCINNATI
State	OH
Zip	45226-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STANLEY AVE 0.24518 ACS
Legal Subdivision	COTTAGE HILL
Legal Lot Number	35
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2003
Census Tract	4703

Owner

494 Stanley Ave is owned and occupied by an individual who bought it in November 2023.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	494 STANLEY AVE, CINCINNATI, OH 45226-1722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2023 · Amount on File
Deed Sale	Nov 13, 2023 · Amount on File
Prior Sale	Jun 5, 2014 · Amount on File
Deed Document Number	0000080420
Deed Book / Page	15041 / 2136
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 13, 2023
Property Address	494 STANLEY AVE, CINCINNATI, OH 45226-1722
Document Number	0000080420
Book / Page	15041 / 2136
Map Reference	MB 4 PG 28&29
Instrument Date	Oct 25, 2023
Instrument	2023-0080420
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	494 STANLEY AVE, CINCINNATI, OH 45226-1722

Mortgage

Document Number	0000080421
Date	Nov 13, 2023
Instrument	2023-0080421

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	8.5%
Index	1-Year T-Bill
Max Rate	10.5%

Tax Assessment & Valuation

The 2025 property tax bill for 494 Stanley Ave was $16,051, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,051.00 (+3.14%)	$260,838 (-) Land $110,590 Building $150,248
2024	$15,563.00 (-5.87%)	$260,838 (-) Land $110,590 Building $150,248
2023	$16,534.00 (+6.21%)	$260,838 (+18.06%) Land $110,590 Building $150,248	$745,250 Land $315,970 Building $429,280
2022	$15,568.00	$220,938 Land $50,540 Building $170,398
2020			$631,250 Land $144,400 Building $486,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 494 Stanley Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 494 Stanley Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Stanley Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures