486 River Dr, Debary, FL 32713 Property Records

Volusia County property record for 486 River Dr, Debary, FL 32713

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,762 sqft · built 2003
Lot Size	0.567 acres (24,700 sqft)
Owner	2 Trust Names on Record
Last Sale	$452,000 (Feb 2017)
Tax Bill	$7,212 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8031-03-40-0010`

Property Details

APN / Parcel Number

Primary APN	`8031-03-40-0010`
Alternative APNs	`30183103400010` `31183003400010` `2417412.0` `2417412`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,762 sqft Living Area
Gross Area	3,321 sqft
1st Floor Area	2,299 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2011
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	24,700 sqft (0.567 acres)
Lot Dimensions	247 ft deep x 100 ft wide
View / Lot	River
Garage Type	Attached
Garage Area	559 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	532 sqft
Shed	1 Shed
Shed Area	360 sqft
Boat Access	Boat Access
Boat House	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2417412
Street Address	486 RIVER DR
City	DEBARY
State	FL
Zip	32713-9711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 40 ST JOHNS RIVER ESTATES UNIT 3 MB 27 PG 221 PER OR 4999 PG 4795 PER OR 6139 PG 1294 PER OR 6897 PG 0026 PER OR 7363 PG 3129
Legal Range	30E
Legal Township	18S
Legal Section	31
Legal Subdivision	ST JOHNS RIVER ESTATE
Legal Tract	03
Legal Block	40
Legal Lot Number	1
Legal Unit	3
Jurisdiction	VOLUSIA FL
Township / Civil Division	DEBARY-ORANGE CITY
Census Block Group	1
Census Block	1015
Census Tract	90904

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	486 RIVER DR, DEBARY, FL 32713-9711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Feb 21, 2017	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2017 · Amount on Record
Deed Sale	Feb 21, 2017 · Amount on Record
Prior Sale	Aug 20, 2013 · Amount on Record
Deed Document Number	201735434
Deed Book / Page	7363 / 3129
Prior Transfer Date	Oct 4, 2007
Prior Transfer Doc	0061391294
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	486 RIVER DR, DEBARY, FL 32713-9711
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	SOUTHERN TITLE HLDG CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 RIVER DR, DEBARY, FL 32713-9711

Mortgage

Document Number	0079780654
Date	Jan 25, 2021
Book Page	7978/654
Instrument	2021-016703

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Feb 21, 2017
Property Address	486 RIVER DR, DEBARY, FL 32713-9711
Document Number	0073633129
Book / Page	7363 / 3129
Map Reference	MB27 PG221
Instrument Date	Feb 15, 2017
Instrument	2017-035434
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	WAUSON TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,164.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 MARY GRACE LN NW, 23, CARTERSVILLE, GA 30120-4410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 RIVER DR, DEBARY, FL 32713-9711

Mortgage

Document Number	0073633131
Date	Feb 21, 2017
Book Page	7363/3131
Instrument	2017-035435

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	DeBary City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$490,625 (+2.7%)	$683,909 (+1.08%) Land $227,850 Building $456,059
2025	$7,212.00 (+4.52%) Homeowner's exemption	$477,727 (+5.99%)	$676,611 (-4.56%) Land $227,850 Building $448,761
2024	$6,900.00 (+5.3%)
2023	$6,553.00 (+1.87%) Homeowner's exemption	$450,742 (+3%)	$708,938 (-5.34%) Land $235,000 Building $473,938
2022	$6,433.00 Homeowner's exemption	$437,614	$748,944 Land $330,000 Building $418,944

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Nearby Flood Policies	56 in force
Nearby Flood Claims	20 (1992–2024)
Claims Outside the SFHA	13 of 20
Most Recent Claim	Nov 2024 · river or lake flooding
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Tropical Storm Fay, Aug 2008 · 7 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VC/SOUTHWEST WATER SYSTEM serves 19,672 people · EPA ID FL3641336
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

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