Volusia County property record for 478 River Dr, Debary, FL 32713
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,152 sqft · built 2024 |
| Lot Size | 0.647 acres (28,200 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $120,000 (Sep 2015) |
| Tax Bill | $13,380 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Mar 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8031-03-40-0030 |
| Primary APN | 8031-03-40-0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,152 sqft Living Area |
| Gross Area | 3,858 sqft |
| 1st Floor Area | 3,152 sqft |
| Flooring | Combination, Other |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Concrete Block/Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 28,200 sqft (0.647 acres) |
| Lot Dimensions | 282 ft deep x 100 ft wide |
| View / Lot | River |
| Garage Type | Attached |
| Garage Area | 706 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
| Porch | Slab |
| Patio Area | 686 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 2417439 |
|---|---|
| Street Address | 478 RIVER DR |
| City | DEBARY |
| State | FL |
| Zip | 32713-9711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 40 ST JOHNS RIVER ESTATES UNIT 3 MB 27 PG 221 PER OR 1703 PG 0355 PER OR 7163 PGS 3187-3188 |
| Legal Range | 30E |
| Legal Township | 18S |
| Legal Section | 31 |
| Legal Subdivision | ST JOHNS RIVER ESTATE |
| Legal Tract | 03 |
| Legal Block | 40 |
| Legal Lot Number | 3 |
| Legal Unit | 3 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | DEBARY-ORANGE CITY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 90904 |
Source: Volusia County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 478 RIVER DR, DEBARY, FL 32713-9711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 7, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NORMANDY CORPORATION |
| Mar 5, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2015 · Amount on Record |
| Deed Sale | Sep 16, 2015 · Amount on Record |
| Deed Document Number | 2015173366 |
| Deed Book / Page | 7163 / 3187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 478 RIVER DR, DEBARY, FL 32713-9711 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 117 AMBERGLOW CT, DEBARY, FL 32713-4117 |
| Document Number | 0083652009 |
|---|---|
| Date | Feb 7, 2023 |
| Book Page | 8365/2009 |
| Instrument | 2023024544 |
| Name | NORMANDY CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ROCHESTER, NY 14607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Mar 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 478 RIVER DR, DEBARY, FL 32713-9711 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 117 AMBERGLOW CT, DEBARY, FL 32713-4117 |
| Document Number | 0085253122 |
|---|---|
| Date | Mar 5, 2024 |
| Book Page | 8525/3122 |
| Instrument | 2024042453 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | DeBary City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $894,243 (+2.7%) | $969,705 (+11.37%) Land $251,370 Building $718,335 | |
| 2025 | $13,380.00 (+277.75%) Homeowner's exemption | $870,734 (+271.45%) Land $228,095 Building $642,639 | $870,734 (+271.45%) Land $228,095 Building $642,639 |
| 2024 | $3,542.00 (+7.11%) | ||
| 2023 | $3,307.00 (-10.5%) | $234,413 (-28.79%) Land $234,413 | $234,413 (-28.79%) Land $234,413 |
| 2022 | $3,695.00 | $329,175 Land $329,175 | $329,175 Land $329,175 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 56 policies |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 20 (1992–2024) |
| Claims Outside the SFHA | 13 of 20 |
| Most Recent Claim | Nov 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 59% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VC/SOUTHWEST WATER SYSTEM serves 19,672 people · EPA ID FL3641336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: AT&T.
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