486 Nichols St, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 486 Nichols St, Fall River, MA 02720

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,320 sqft · built 1988
Lot Size	0.344 acres (14,980 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,845 (2025)
Deeds & Mortgages	Jan 2023 Refinance Mar 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0R-06 B:0000 L:0026`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0R-06 B:0000 L:0026`
Alternative APN	`M:0R=06 B:0000 L:0026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,320 sqft Living Area
Gross Area	4,714 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,980 sqft (0.344 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	486 NICHOLS ST
City	FALL RIVER
State	MA
Zip	02720-7310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Lot Number	26
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	1
Census Block	1003
Census Tract	642500

Owner

486 Nichols St is owned and occupied by two individuals.

Source: Bristol County and Fall River City records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	486 NICHOLS ST, FALL RIVER, MA 02720-7310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SOMERSET FCU
Mar 21, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 1, 2017	Quit Claim Deed, Mortgage · Line of Credit SOMERSET CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	486 NICHOLS ST, FALL RIVER, MA 02720-7310
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054211
Date	Jan 10, 2023
Instrument	54211

Lender

Name	SOMERSET FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2043

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Mar 21, 2018
Property Address	486 NICHOLS ST, FALL RIVER, MA 02720-7310
Document Number	0000049669
Instrument Date	Feb 27, 2018
Instrument	49669
Transaction Type	Transfer
Record Updated	Apr 10, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	486 NICHOLS ST FALL RIVER MA 027207310, FALL RIVER, MA 02720-7310

March 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Mar 1, 2017
Property Address	486 NICHOLS ST, FALL RIVER, MA 02720-7310
Document Number	0000048716
Instrument Date	Feb 24, 2017
Instrument	48716
Transaction Type	Mortgage
Record Updated	Mar 22, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 NICHOLS ST FALL RIVER MA 027207310, FALL RIVER, MA 02720-7310

Mortgage

Document Number	48717
Date	Mar 1, 2017
Instrument	48717

Lender

Name	SOMERSET CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 486 Nichols St was $5,845, up 6.5% from the year before.

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,845.00 (+6.49%)	$510,500 (+6.87%) Land $143,900 Building $366,600	$520,220 (+10.4%)
2024	$5,489.00 (-0.67%)	$477,700 (+6.06%) Land $138,400 Building $339,300	$471,200
2023	$5,526.00	$450,400 Land $124,200 Building $326,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 486 Nichols St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 486 Nichols St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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